About us

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Overview

The foundations of NFU Mutual go back further than you might think and you can be confident you're in safe hands with us.

With insurance, pensions and investments, you need to feel confident you're getting what's right for you. With over 300 local branches throughout the UK, you can take time when making important financial decisions by discussing them face to face.

NFU Mutual has over 300 local branches throughout the UK.

Mutual Bonus

Rewarding you for your loyalty

Being a member of NFU Mutual brings real benefits, our Mutual Bonus scheme rewards customer loyalty through a reduction in their general insurance premiums. It is a premium reduction that we continue to pay, even in the current economic climate.

Company Heritage

Then

The foundations of NFU Mutual go back further than you might think.

During its infancy, seven local farmers launched a scheme to entice new members to the farmers union by offering insurance at cost price.

Now

Since the opening of the first office, NFU Mutual has grown from strength to strength.

We began insuring individuals and businesses outside of the farming industry in 1998.

Offering our products to those outside of farming has seen our growth accelerate. Our range of products extends to investments, pensions, life assurance and risk management.

With over 300 local branches nationwide, we're big on local presence.

Retaining local presence

Our commitment to you: we get to know your business

NFU Mutual is a national insurer with over 900,000 customers, but it is how we interact with them that sets us apart.

We understand how important it is to have peace of mind, which is why we have agents in branches all over the country who can meet you face-to-face, get to know you and understand your needs.

Network of local branches

Our network of local agents mean we can offer a quick response from someone you know and who is familiar with your business - giving it the care and attention it deserves.

Risk Management Services are provided by NFU Mutual Risk Management Services Limited.

Association of financial mutuals

The Association of Financial Mutuals is the trade body that represents mutual insurers, friendly societies and other financial mutuals in the UK and was launched on 1 January 2010, following a merger of the Association of Mutual Insurers and the Association of Friendly Societies.

NFU Mutual supports the work of the Association in representing the interests of the members through lobbying and communicating with bodies such as the Financial Services Authority, UK Treasury, politicians, the European Union and other relevant trade organisations.

Visit the AFM website at www.ownedbyyou.org

More information about NFU Mutual

Our mutuality

What's a mutual?

Put simply it means we have no shareholders.

Mutual status

The National Farmers Union Mutual Insurance Society Limited is a mutual company. We do not have any shareholders and we do not therefore pay dividends. Our policyholders are members of the company and are subject to its Articles of Association by virtue of the acceptance of insurance products issued by us.

Our commitment to Mutuality

In order that current and future generations of customers can enjoy the benefits of mutuality all new policies issued by us contain a windfall assignment clause. This means that in the unlikely event of de-mutualisation, any windfall payment arising from any policy issued would be paid to The NFU Mutual Charitable Trust rather than the policyholder.

Our activity

We are a composite insurer providing insurance, pension and investment products. We are a member of the Association of British Insurers.

NFU Mutual agents and Local NFU Mutual branches

NFU Mutual agents and local NFU Mutual branches can provide information and advice solely on insurance products from NFU Mutual.

Agents and local branches can also introduce life, pensions and investment products on behalf of NFU Mutual and may pass your details to an NFU Mutual Financial Adviser in relation to these products NFU Mutual Financial Advisers advise on NFU Mutual products and selected products from specialist providers.

Other NFU Mutual companies

Information on this website includes products and services provided by other members of the NFU Mutual group of companies. Further information can be found on the relevant product pages.

N.F.U. Mutual Unit Managers Limited
(No. 1837277). Registered in England. Registered Office: Tiddington Road, Stratford upon Avon, Warwickshire CV37 7BJ. Authorised and regulated by the Financial Services Conduct Authority. FSA registration Financial Services Register number 121922. A member of the Investment Management Association. Authorised corporate director of The NFU Mutual OEIC.

The NFU Mutual OEIC
(No. I000220 IC000220) Head Office: Tiddington Road, Stratford upon Avon CV37 7BJ. An investment company with variable capital incorporated in England. Authorised by the Financial Services Conduct Authority. FSA registration Financial Services Register number 407816.

The NFU Mutual Portfolio Funds OEIC
(No. IC000745) Head Office: Tiddington Road, Stratford upon Avon CV37 7BJ. An investment company with variable capital incorporated in England. Authorised by the Financial Services Conduct Authority. FSA registration Financial Services Register number 496718.

NFU Mutual Select Investments Limited
(No. 8049488) Head Office: Tiddington Road, Stratford upon Avon CV37 7BJ. Arranging deals in investments and holding customer assets in custody incorporated in England. Authorised by the Financial Services Conduct Authority. FSA registration Financial Services Register number 582519.

NFU Mutual Direct Limited
(No. 3577574). Registered in England. Registered Office: Tiddington Road, Stratford upon Avon, Warwickshire CV37 7BJ. An appointed representative for general insurance products and an introducer appointed representative for life, pensions and investments of The National Farmers Union Mutual Insurance Society Limited.

NFU Mutual Risk Management Services Limited
(No. 3350057). Registered in England. Registered Office: Tiddington Road, Stratford upon Avon, Warwickshire, CV37 7BJ.

The NFU Mutual Charitable Trust
(No. 3618736). Registered in England. Registered Office: Tiddington Road, Stratford upon Avon, Warwickshire CV37 7BJ. Registered charity number 1073064.

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