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What's a mutual?
Put simply it means we have no shareholders.
The National Farmers Union Mutual Insurance Society Limited is a mutual company. We do not have any shareholders and we do not therefore pay dividends. Our policyholders are members of the company and are subject to its Memorandum and Articles of Association by virtue of the acceptance of insurance products issued by us.
In order that current and future generations of customers can enjoy the benefits of mutuality all new policies issued by us contain a windfall assignment clause. This means that in the unlikely event of de-mutualisation, any windfall payment arising from any policy issued would be paid to The NFU Mutual Charitable Trust rather than the policyholder.
We are a composite insurer providing insurance, pension and investment products. We are a member of the Association of British Insurers.
NFU Mutual agents and local NFU Mutual branches can provide information and advice solely on products from NFU Mutual. Agents and local branches can also introduce life, pensions and investment products on behalf of NFU Mutual and may pass your details to an NFU Mutual Financial Consultant in relation to these products.
Information on this website includes products and services provided by other members of the NFU Mutual group of companies. Further information can be found on the relevant product pages.
N.F.U. Mutual Unit Managers Limited
(No. 1837277). Registered in England. Registered Office: Tiddington Road, Stratford upon Avon, Warwickshire CV37 7BJ. Authorised and regulated by the Financial Services Authority. FSA registration number 121922. A member of the Investment Management Association. Authorised corporate director of The NFU Mutual OEIC.
The NFU Mutual OEIC
Registered Number: IC000220. Head Office: Tiddington Road, Stratford upon Avon CV37 7BJ. An investment company with variable capital incorporated in England. Authorised and regulated by the Financial Services Authority. FSA registration number 407816.
NFU Mutual Direct Limited
(No. 3577574). Registered in England. Registered Office: Tiddington Road, Stratford upon Avon, Warwickshire CV37 7BJ. An appointed representative for general insurance products and an introducer appointed representative for life, pensions and investments of The National Farmers Union Mutual Insurance Society Limited.
NFU Mutual Risk Management Services Limited
(No. 3350057). Registered in England. Registered Office: Tiddington Road, Stratford upon Avon, Warwickshire, CV37 7BJ.
The NFU Mutual Charitable Trust
(No. 3618736). Registered in England. Registered Office: Tiddington Road, Stratford upon Avon, Warwickshire CV37 7BJ. Registered charity number 1073064.
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NFU Mutual has won many awards for customer service. We have independent confirmation that several of our policy covers are excellent.
Our accolades
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