• Request an appointment with a Financial Consultant*

  • Alternatively, call us today** if you would like a personal response from one of our friendly and qualified staffContact NFU Mutual

Critical illness policy

Huge advances in medical techniques have eliminated many of the major causes of early death, but with thousands of people still suffering serious illnesses such as cancer and heart attacks every year the need to make provisions is ever increasing.

At NFU Mutual we can help to reduce the financial burden with a Critical Illness Policy, which will pay out a lump sum, if, during its term, you are diagnosed with one of the critical illnesses defined (assuming premiums are up to date). We guarantee your agreed premiums will not rise irrespective of changes in your health.

How much could it cost?

An example of the monthly premiums for £50,000 cover for 10 years (accepted on standard rates). These figures are estimates only; the actual premium will depend on your individual circumstances.

Age (next birthday) Male Non-smoker Male Smoker Female Non-smoker Female Smoker
25 £10.00 £10.76 £10.00 £10.00
30 £10.00 £15.79 £10.26 £12.18
35 £13.07 £25.78 £16.03 £19.68
40 £20.00 £41.95 £22.80 £29.76

 

NFU Mutual Financial Consultants can advise you on the length of cover you may require and recommend an appropriate amount of cover, dependant on your circumstances.

Exclusions can apply.

We only cover the critical illnesses as defined in our policy and no others. These include: cancer (excluding less advanced cases); heart attack (of specified severity); stroke (resulting in permanent symptoms), and total permanent loss of independent existence. You can find full details of the illnesses and conditions we cover by asking for our Key Features.

  • Request a Financial Consultant* appointment

    If you request an appointment, we'll aim to call you back within 24 hours (or the next working day), to arrange a time to meet a Financial Consultant* Request an appointment online

    Call us todayAlternatively, call us today** if you would like a personal response from one of our friendly and qualified staff

  • * NFU Mutual Financial Consultants advise on NFU Mutual products and services and in special circumstances those of other providers.

    ** For security and training purposes call may be recorded and monitored.

Note Note

* NFU Mutual Financial Consultants advise on
   NFU Mutual products and services and in
   special circumstances those of other
   providers.

** For security and training purposes calls may
    be recorded and monitored.

Frequently asked questions

Find out more about the Critical Illness Policy with our frequently asked questions.

Find out more

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