Light goods vehicle comparison

With so many policies out there to choose from, it can be difficult to understand which one is best for you. By selecting several product features as an initial guide, view the light goods vehicle insurance comparison chart below to see how the NFU Mutual Light Goods Vehicle Insurance policy differs from some of the brand market leaders.

Provider	Product	New Vehicle Period¹	Accidental Damage Excess²	Theft Excess	Windscreen Replacement Excess	Uninsured loss recovery⁴
NFU Mutual	Light Goods Vehicle	12	0	100	50
Aviva	Van Insurance	6	220	220	60	optional
Axa Insurance	Goods Carrying Vehicles	6	100	100	50
Direct Line	Van Insurance	12	0	150	75	optional
Royal & SunAlliance	Enterprise Vans	12	100	100	60
Zurich Commercial	Goods Carrying CMV Insurance	0	100	100	60

Comparison at 30th August 2011 . Source: Defaqto's Aequos Database

1 - UK specification only from the date of first registration
2 - Excluding any additional excess that may apply for drivers under 25 years
3 - Up to a maximum of 14 consecutive days and as a minimum standard the courtesy hire vehicle will be a 1.0 litre vehicle
4 - Any legal cost or vehicle hire costs incurred before the advisory service have agreed to pay them are excluded

Key conditions and exclusions for NFU Mutual product features only. For full terms and conditions please refer to the policy document available to download here or by request from your local branch.

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