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Latest edition

Spring 2012Wealthwise Spring 2012

Three more ways to beat the taxman
It’s a rare event when the day’s headlines don’t feature a story about the state of public finances. With the Government keen to reduce the deficit by increasing tax revenue, it’s becoming more important to protect your wealth to make sure you don’t pay more tax than you need to.

Retirement - not a date but a process
Decisions at retirement were once straightforward - up to 65 you saved, and after 65 you took your pension benefits. Now it’s more complex. Up to 55, it’s perhaps still easy - you save. But, between 55 and 75 it’s complicated - you don’t need to retire to take benefits so you can save, you can take, or a combination of the two, all over a period of 20 years. In addition, when taking benefits there are now many choices in the way this can be done.

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