Important information

Factsheets provide a snapshot of the fund and should not be the sole basis for an investment decision.

We strongly advise that you read the guide to NFU Mutual Investment choices.

This will help you decide whether our OEIC funds are right for you, introduce you to our funds and support you in choosing which may be suitable for you to invest in.

Our factsheets make reference to several terms which are explained in greater detail below.

Yield

Yield refers to the income return on an investment. For equities (shares in a company), this would be the dividend and for a bond (issued by a government or a company), it would be the coupon.
It is usually expressed annually as a percentage based on the investment's cost, its current market value or its face value.
‘Historic’ and ‘Distribution’ yield are explained in greater detail in the following link:

OEIC Yield Information

ISA/PEP

This indicates whether the Fund is available for ISA or PEP investment.
ISA stands for Individual Savings Account. Further information on Stocks & Shares ISAs is available below:

Stocks & Shares ISA FAQ

PEP stands for Personal Equity Plan. PEPs were a forerunner to ISAs. When ISAs were introduced in 1999, no new contributions could be made into a PEP. Existing funds held within a PEP can however be transferred to a new Fund Manager.

Sedol/ISIN/Citi Code

These are the fund’s unique identification codes. SEDOL stands for “Stock Exchange Daily Official List” and ISIN stands for International Securities Identification Number.
These codes help investors who wish to look-up their funds using external data sources. 

AMC

AMC stands for Annual Management Charge. This is is expressed as a percentage of the funds invested and represents what NFU Mutual charge annually for managing the Fund.

Crown Ratings

Crown Ratings are awarded to funds by specialist rating company Financial Express. They are an authority on performance measurement, and they provide Crown Ratings for all UK authorised unit trusts and OEIC funds.

Crown Ratings are compiled using three key measurements of a fund's performance. They are alpha (or growth), volatility (price movement) and consistency.
Within each sector, the top 20% of funds are awarded 3 crowns. The next 30% are awarded 2 crowns, with the bottom 50% getting 1 crown.
To receive a Crown Rating a fund must have a three-year track record, so the following NFU Mutual funds which were launched in June 2009 do not yet qualify.

• Adventurous Portfolio Fund
• Balanced Portfolio Fund
• Cautious Portfolio Fund
• UK Equity Income Fund
• Global Developing Markets Fund
• Deposit Fund

Sector Performance

Each fund on the Financial Express database is categorised within sectors and for each sector Financial Express provides sector average data. This represents the performance of the average fund and offers a useful comparison by which to evaluate the performance of individual funds relative to their peers.

Quartile Ranking

Quartile ranking is based on the ranking of the funds within a sector over the period being measured. The ranking is then split into four levels (25% each). First is top (best), and fourth is bottom (worst). Quartile ranking provides another guide to how consistently a fund has performed relative to its peers.

Please note that past performance is not a reliable indicator of future results.