If you’re aiming to invest for your future then don’t miss this opportunity to make the most of your money.

An Individual Savings Account (ISA) is a straightforward way to make the most of your money by making use of significant tax advantages.

• Tax efficient way to invest for the medium to long-term – for 5-10 years or more
• No income tax to pay on any income you receive from an ISA
• No Capital Gains Tax to pay – on any growth in your ISA
• No ISA on your tax return – no need to declare in your self assessment form

If you don’t use your full ISA allowance then you may pay more tax than you need to on any investment growth. It’s as simple as that. And once the 5th April deadline has passed you will no longer be able to use this year’s annual ISA allowance – and in the current difficult economic climate you may well need all the help on offer.

There are two types of ISA – Cash and Stocks and Shares. Currently you can invest £11,280 into ISAs each tax year, of which up to half (currently £5,640) can be invested into a Cash ISA.

So even if you have already invested the maximum in a Cash ISA for the current tax year, you can still take advantage of our special offers as you can invest your remaining allowance - £5,640 - in a Stocks and Shares ISA.

You should bear in mind that the value of ISA tax benefits depends on individual circumstances and may change in the future. We do not currently offer a Cash ISA.

You can still take advantage of the cash back offer by investing in our Portfolio Investment Plan. This is an Open Ended Investment Company (OEIC) that also offers a choice of stock market linked investment options for the medium to long-term (5 - 10 years or more), but without the same tax benefits as an ISA. Please note that the reduced initial charge offer is not available to the Portfolio Investment Plan.

We offer a choice of ISAs to suit different investors. Both are designed for investment over the medium to long-term (5 - 10 years or more).

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