The Portfolio Investment Plan invests in an NFU Mutual OEIC (Open Ended Investment Company).
This means that instead of investing as an individual , your money is pooled together into an investment fund with that of other investors.

Your investments buy shares in one or more of the funds within an NFU Mutual OEIC at their current price. You can choose from a range of funds that have different objectives and strategies.

The value of each fund is divided into a number of shares and you are allocated the number of shares corresponding to the amount you invest. The value of your shares and the income from them will then rise, or fall, in line with the progress of the fund.

You can invest a minimum of £25 per month, per fund, or £1000 lump sum per fund.

This plan is a medium to long term investment, designed to be held for 5 years or more. If you cash in your investment you may not get back what you have invested.

The NFU Mutual Portfolio Investment Plan is designed for clients looking for a collective investment scheme outside of their ISA, pension, or life assurance plans. It offers a choice of nine funds and the ability to make lump sum or regular contributions.

This ability to get a spread of investments at a modest cost is one of the benefits of Collective Investment schemes.

Our range of funds includes a choice of 'Managed' funds as well as a range of more focused 'Market' funds and offers the opportunity to invest across different stock markets and stock market sectors. Each of the funds has been risk rated by NFU Mutual and can be selected individually or mixed with one or more of the other available funds to offer greater diversification and alter the overall risk profile of your investment.

Information on the funds available with this plan are shown on the Portfolio Investment Plan FAQ page.