Make the most of what’s yours with tax efficient investments. Choose from two special offers on our ISAs to help you make the most of your money.

• Up to £600 cash back reward
  when you make monthly payments of £300+ to an NFU Mutual ISA until 30th April 2014. Cash back reward equal to one month’s payment (payable in June 2014), up to a maximum of £600.
• 50% off the initial charge
  when you make a lump sum payment of £5,000+ to an NFU Mutual ISA. Annual Management charges apply.

• Find out more

In the 2011/2012 tax year, the total annual ISA allowance has increased to:

If you take out an NFU Mutual Shrewd Savings Plan ISA, your money will be invested into the NFU Mutual With-Profits Fund, which means it will be spread across a large number of different investments, including fixed interest stocks, property and equities. The returns with this type of investment are 'smoothed', so you'll experience the potential for steady growth over the long-term.

Any growth achieved will be reflected by increases in the unit price and a further ‘one-off’ addition of terminal bonus units which may be added when the units are cashed in.

As with all stock market linked investments, the value of this plan can go down as well as up, and you may not get back the amount you invested.

On partial or full withdrawal, in certain circumstances, we may apply a Market Value Reduction (MVR). Further details are available in the FAQ section below.

You can invest from as little as £25 a month or £1,000 lump sum.

Investments in the With-Profits Fund are managed by NFU Mutual's investment team, who choose which stocks to invest in. Their philosophy is always to balance potential returns without taking unnecessary risk. In other words, they aim to generate long-term growth rather than speculative short-term gains for investors.

This information is based on NFU Mutual's understanding of current HMRC practice and legislation, which are subject to change. For more information please read the Shrewd Savings Plan ISA FAQs.