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Safer Driving – Parents and Young Drivers

Download a copy of the Safer Driving Agreement

Over 3,000 car drivers aged under 25 are killed or seriously injured on Britain’s roads each year. Young drivers are more likely to crash than older more experienced drivers, in part due to their lack of driving experience but also due to their attitude to the road and being unaware of potential dangers. Young male drivers are particularly at risk.

Young drivers can reduce their risk of an accident by taking the following precautions:

• Take further driver training such as Pass Plus
• Avoid driving at night where possible
• Avoid carrying more than one or two passengers and ensure that all passengers wear a seatbelt
• Do not drive under the influence of alcohol or drugs and never accept a lift from someone who has been drinking or might have taken drugs
• Stick to the speed limit and take extra care in wet and icy conditions. Also reduce your speed when approaching bends and on narrow winding roads
• Don’t use your mobile phone while driving
• Keep music at a low level and avoid eating, drinking or smoking while driving
• Display ‘P’ plates to indicate to other road users that there is an inexperienced driver at the wheel.

NFU Mutual is keen to encourage safer driving, so in association with ROSPA (Royal Society for the Prevention of Accidents), we have put together a Safer Driving Agreement. Its purpose is to enable young drivers to come to an agreement with their parent that allows them to use the family car (or get financial help from their parent for their own car), if they keep to the safer driving conditions. It's not about being over-protective or unreasonable - the agreement represents promises between the parent and young driver to drive safely.

In recognition, drivers aged 17-20 years old will receive a one-off £100 discount* on the cost of their insurance with NFU Mutual when they, in conjunction with their parents, complete and return the Safer Driving Agreement.

*The one-off discount can be used against any car premium where the young driver is noted as a driver and the policy is in the name of the young driver or their parents.

Download a copy of the Safer Driving Agreement

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