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4x4 insurance


Call our UK-wide
team today
8am - 8pm (Monday-Friday)
9am - 12.30pm (Saturday)

4X4 Insurance - Built to last

We know that a 4X4 car is made for endurance. So we understand that insurance for your 4X4 should be just as robust.

At NFU Mutual, you’ll find our 4X4 Car Insurance offers the comprehensive cover you need to get on with your day, no matter what the terrain or weather.

Not only are we a Which? Recommended Provider for Car Insurance, our cover has also been rated 5 Star by Defaqto, a leading UK independent financial research company.

For full details of our 4X4 car insurance cover, including limits and exclusions, you can view the policy document or contact your local branch who will be happy to explain the cover.

Download the policy document

NFU Mutual 4X4 car insurance. What's included as standard?

Here's a small selection of the features and benefits included in an NFU Mutual Car Insurance policy covering 4X4 cars.

Do I get 'no claims' discount?

  • Previous year no claims = 30%
  • 2 years = 40%
  • 3 years = 50%
  • 4 years = 60%
  • 5 years = 65%
  • 6 years = 66%
  • 7 years = 67%

Do I get a new car replacement?

New car replacement if your vehicle is less than 2 years old from the date of first registration, is a UK specified model and damaged beyond economical repair

Do I get a courtesy car?

Courtesy car (subject to one being available) at no extra cost (up to 14 days), when you report the accident on our claims helpline and use one of our approved repairers

No extra admin charges

No extra administration charges if you need to make any changes to your policy

Take the time
to talk to us

The right cover can be more important than price. Give us a call and we'll help you sort out exactly what's needed.

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