Whether you want to save small monthly amounts, or invest larger amounts for your future, we have products available to suit different needs

In order to be able to live a relaxing comfortable lifestyle in retirement, planning ahead is crucial. NFU Mutual can offer ongoing advice and offer you the opportunity for regular reviews to discuss many areas including whether or not you are on course to achieve your desired level of income in retirement.

It is important to have plans in place should anything unexpectedly happen to you, and have peace of mind that you and your family have the ability to continue paying regular household bills, (food, petrol, mortgage or rent) or pay any unforeseen costs.

NFU Mutual has a range of products to suit different needs and objectives.

We can provide valuable information on Inheritance Tax and how it works, but most importantly how to make plans to help safe guard your family's inheritance from the taxman. 

I work locally in the Merseyside and West Lancashire area and specialise in providing practical financial advice, on NFU Mutual’s range of pensions, protection & investment products and in special circumstances those of other providers. 

Whether you are looking at financial planning for the first time or would like to review the plans you already have in place, I can take you through all your options and recommend what, if any, action you should consider. 

NFU Mutual offer a wide range of financial planning solutions and can help you to protect your family, your business, your lifestyle and provide for your future. And as an existing customer, you’ll already have a very good understanding of our commitment to service. 

To arrange a convenient time to meet, just call me on 01695 51177 or drop into our local Southport office or email skelmersdale@nfumutual.co.uk. In my absence please ask for my colleague Chris Harding who will be able assist. 

I look forward to hearing from you. 

Tom Ricketts

NFU Mutual Financial Consultants advise on NFU Mutual products and services and in special circumstances those of other providers.