High value home insurance

Our exceptional high value home insurance policy is designed for people who have created a special lifestyle for themselves and their families.

If you have a high value home with possessions worth over £100,000, consider our home insurance policy. It protects your general contents against loss or damage, worldwide (excluding items kept permanently in holiday homes abroad). Here are just some of the benefits:

	Fine art cover of up to £15,000 for each item.
	Business equipment insured for up to £15,000 whilst your home is occupied.
	Guest cover of up to £5,000 whilst they are visiting you.
	Automatic 20% increase in cover one month before and after religious festivals, weddings and birthdays.

Buildings plus and Contents plus

Find out more about our high value home insurance and enhanced cover for higher value homes and luxury lifestyles.

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Moreover, if you're a frequent traveller, you can add Annual Travel insurance to your policy. We also cover your home when you’re away for extended periods (up to 60 days at a time) so you can have complete freedom and peace of mind.

A 5% reduction in premiums is available if you mark your property with SmartWater forensic coding, plus a further 5% reduction if you use Homesitters when you’re away on holiday. Discounted fees are also available for professional valuers.

* For security and training purposes calls may be recorded and monitored.

Other products you may need


Car insurance	Thatch insurance	Travel insurance
Comprehensive cover to suit your driving needs	Protect the features which are unique to your thatched home	Ensuring you benefit from the right protection