High value home insurance from NFU Mutual
 Our exceptional high value home insurance policy – Special Reserve – is designed for people who have created a special lifestyle for themselves and their families.
If you have a high value home with possessions worth over £100,000, consider our Special Reserve home insurance policy. It protects your general contents and jewellery against all risks, worldwide (excluding items kept permanently in holiday homes abroad). Here are just some of the benefits:
- Fine art cover of up to £15,000 for each item
- Garden cover (up to £10,000 for contents such as furniture and stone ornaments, plus up to £5,000 for trees, plants and shrubs)
- Business equipment insured for up to £15,000
- Guest cover of up to £5,000
Moreover, if you’re a frequent traveller, you can add Annual Travel insurance to your policy. Special Reserve also covers your home when you’re away for extended periods (up to 60 days at a time) so you can have complete freedom and peace of mind.
A 5% reduction in premiums is available if you mark
your property with SmartWater forensic coding (smartwater-nfum.lumleyjacobs.com), plus a further 5% reduction if you use Homesitters (www.homesitters.co.uk) when you’re away on holiday.
How to purchase high value home insurance cover:
- Come and see us or give us a call
We have 300 local offices across the UK. Find yours
- Email us
And we’ll get back to you
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