Yes, during this period, when your business is temporarily providing home deliveries, if alternatives to cash payments aren’t possible, we will disregard Exclusion 2c and treat cash payments for home deliveries in the same way as we would trips to and from your bank.
Where possible, an alternative to cash should be used, such as electronic payment methods. Cover for any money (in your or your employees’ possession) whilst away from the premises is normally only intended for journeys to and from the bank.
However, you need to be aware that the cover for cash away from your premises is limited and you should refer to the Carryings Warranty in the Money Section of your policy. For example, any cash carried in excess of £5,000 needs to be accompanied by two adults. You may also need to consider Goods in Transit insurance, if it is not already included in your policy, to cover the produce you are now delivering to your customers.