Fine Art, Antiques & Collections Insurance

Specially designed to cover your most valuable possessions.

Cover for your fine art, antiques and collections, available as an extension to your NFU Mutual Bespoke Home Insurance, tailored around you and your lifestyle.

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Insurance overview

Whether it’s a single painting, a collection of work or a treasured antique it’s essential to ensure you have the right cover in place to keep them safe.

We understand this well and as an extension to your NFU Mutual Bespoke Home Insurance we can help ensure your most valuable posessions are protected. 

NFU Mutual Bespoke Home Insurance is designed to cover valuable items and more complex insurance needs, including fine art, antiques and collections. If you are unsure of the true worth of your collection, we can help there too. We offer access to a panel of expert valuers who can, for a fee, provide guidance and valuations.  
 

What's covered

  • The costs of replacing, repairing or restoring damage or loss, up to the amount you have chosen, or an agreed value with us
  • Loss of value following repair or restoration for damaged item
  • Damage to your specified fine art and collections anywhere in the world
  • Pairs and sets of matching items if one is damaged, up to £30,000, or an agreed value with us
  • The increased value of an artwork due to the death of the artist, if this occurs within 6 months of the date of the loss or damage, up to twice its value and a maximum of £100,000 for each claim.

What's not covered

  • Any excess, which is the amount you’ll need to pay towards a claim. Your policy documents will outline where these apply
  • Damage or loss caused by lack of general maintenance, wear and tear, and loss of value over time
  • Any costs of replacing, repairing or restoring your fine art and collections above the amount you’ve insured them for
  • Cover for items permanently kept away from the address shown on your policy schedule.
Your cover will depend on your circumstances. You can find further information in the Important Documents section.

Why choose us?

Why choose us?

  • Experience

    We have over 110 years of experience protecting what's important to our customers.

    Experience

    We have over 110 years of experience protecting what's important to our customers.

  • Mutual Bonus

    We reward loyalty through Mutual Bonus, a saving when you renew a General Insurance policy.

    Mutual Bonus

    We reward loyalty through Mutual Bonus, a saving when you renew a General Insurance policy.

  • No fees

    We don't charge an administration fee when you make adjustments to or if you cancel your policy.

    No fees

    We don't charge an administration fee when you make adjustments to or if you cancel your policy.

Frequently asked questions

Other NFU Mutual Bespoke cover

NFU Mutual Bespoke Home Insurance

NFU Mutual Bespoke Home Insurance is specially designed for high value homes with contents valued over £150,000.

Jewellery & Watch Insurance

Cover for your jewellery and watches, included as standard under NFU Mutual Bespoke Home Insurance, tailored around you and your lifestyle.

Personal Cyber Cover

What's next?

Take out a new policy

Ready to buy NFU Mutual Bespoke Home Insurance? We can help you to make sure that you get the right cover.

Existing customers

Get a new quotation, make changes to, discuss your renewal or cancel your Home Insurance policy.

Claims

Notify us of a new home insurance claim or speak to us about a claim that is in progress.