Phone lines closed

Call today: 9:00 am - 12:30 pm

Sunday: Closed

Monday: 9:00 am - 8:00 pm

Tuesday: 9:00 am - 8:00 pm

Wednesday: 9:00 am - 8:00 pm

Thursday: 9:00 am - 8:00 pm

Friday: 9:00 am - 8:00 pm


West Rigg, Westport, Cupar, KY15 4AW

Visit today: Closed

Sunday: Closed

Monday: 9:00 am - 5:00 pm

Tuesday: 9:00 am - 5:00 pm

Wednesday: 9:00 am - 5:00 pm

Thursday: 9:00 am - 5:00 pm

Friday: 9:00 am - 5:00 pm

Welcome to NFU Mutual's Cupar branch where we pride ourselves on being able to offer a friendly and helpful service to our customers.

We can also offer professional help and expert assistance on a face-to-face basis in Fife and the Kinross Area on all aspects of NFU Mutual's range of products.

NFU Mutual

Our team

Phil Daughtrey

Senior Agent

I’ve been the senior agent in Cupar since 2011. I’m not new to the area though. Other than a brief spell back in West Yorkshire I’ve lived in Dunfermline since 2002. I have over 26 years' experience handling insurances for farming and commercial customers along with high net worth and personal insurance and I’m happy to meet existing and new customers in the Fife & Kinross region to discuss their insurance needs and introduce NFU Mutual’s range of financial products including pensions, savings and investments. I can also help you make your farm and business a safer place to live and work. Before moving back to Fife I ran my own small farm so I really enjoy meeting my farming customers be it for insurance or in my role as group secretary for NFU Scotland. In my spare time I enjoy spending time with my son Daniel and cycling around the countryside of West Fife.

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Stewart Duncan


I have worked at NFU Mutual in Cupar for 5 years and have recently taken over as an agent. I currently live in Perth but was born and bred in nearby Ceres where I spent my childhood on many of the local farms around the village which helps me understand our customers. I have experience dealing with arable, dairy, beef and poultry farms but can also help with commercial and personal insurance. I am kept busy in my spare time with my two children, Blaine and Nairne where my 'dad's taxi' duties take over. I also enjoy football coaching with St Johnstone FC where I am a community coach.

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Lynn Oliver

Accounts & Sales Support

I have worked in the Cupar branch for over 30 years and in that time have built up my knowledge and experience. I can help you with many areas of insurance, adjustments to policies and quotations. In my spare time I enjoy listening to music, reading and socialising.

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Sarah Jordan

Sales Support & Claims Handler

I have been with NFU Mutual branch in Cupar for 4 years. I have a vast amount of knowledge in farming/plant machinery can help you with quotations, claims or adjustments to your existing business and personal insurances. I am also a life lead coordinator and can assist in making appointments for you to meet with NFU Mutual's Financial Adviser Matthew Donn. In my spare time I am kept extremely busy with my family and my interest in horses and vintage tractors.

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Lynette Sturrock

Sales Support & Claims Handler

I have been at the Cupar branch for 3 years and I’m fully licensed to deal with motor, personal, agricultural and equine policies, working with new and existing customers to provide them with new quotes, mid-term alterations, claims, renewals and general enquiries. I am also a life lead coordinator for the branch and I can help arrange advice on our range of products including pensions, investments and life assurance and arrange appointments for you to see Matthew Donn, NFU Mutual's Financial Adviser. In my own time I enjoy spending time with my 2 children and socialising.

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Jennifer Morris

Customer Services Adviser

Having recently joined NFU Mutual's Cupar branch, I am currently fully licensed to deal with motor and agriculture vehicles, and am in the process of obtaining personal licence. I come from Thurso in Caithness from a farming background. Previously I worked in the insurance industry in London for 25 years predominately dealing with commercial and liability claims broking and underwriting. In my own time I enjoy spending time riding and my daughter competes ponies so am kept very busy attending shows all over UK.

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Matt Donn

Financial Adviser

Since February 2007 Matthew has worked with NFU Mutual providing financial advice to individuals and businesses in the East of Scotland. His clients enjoy face to face advice which is tailored to their specific circumstances and aimed at achieving their goals. These goals often include protecting family members in the event of death or illness, preparing for a happy retirement and achieving long term wealth management with succession planning. Matthew has ideas on how you could reduce your personal income tax and/or business corporation tax. He can also help you to make best use of existing investments and pension funds

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Laura Silvers

Risk Management Consultant

Risk management services is part of NFU Mutual's group employing health and safety professionals. Laura is able to provide advice and solutions to customers on their health and safety requirements.

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