The amount of contents you calculated would be covered by NFU Mutual Bespoke Home Insurance

This is what we call our insurance for high value homes, designed to cover valuable properties with more complex needs.

  • Personal belongings cover, up to £20,000 per item, as standard - including worldwide protection, reviewed annually
  • Home Emergency Cover included protecting you against seven domestic emergencies, up to £1,500 per claim
  • Accidental damage cover included as standard

Our dedicated Agents help you cover the things that really matter with NFU Mutual Home Bespoke Insurance

Send enquiry to your local office

The amount of contents you calculated would be covered by our Home and Lifestyle Insurance.

This is what we call our standard home insurance. Home & Lifestyle Insurance provides one of the most comprehensive policies in the market, as indicated by a Defaqto 5 Star Rating.

  • Alternative accommodation cover - we'll pay the cost of alternative accommodation for you, your family, and domestic pets, if your home can't be lived in, up to £75,000 or 25% of the insured
  • Personal legal expenses up to £50,000 to provide you or your family with advice and help with the cost of legal representation - including a 24 hour advice helpline
  • Automatic increase of your contents sum insured by 10% or £5,000, whichever is the most, a month before and a month after a special event

Get in touch 0808 223 0060

Send enquiry to your local office

hotspot button Wine glass highlight
Split wine

Accidental Damage

Cover for accidental damage is available as an optional cover that you pay for with Home and Lifestyle Insurance and is included as standard with NFU Mutual Bespoke Home Insurance.

hotspot button Picture of Girl & Cat
Picture of Girl & Cat

Dog and Cat Insurance

Our Dog and Cat Insurance is available as an extension to our Home Insurance policies, and includes legal liability and access to a 24 hour emergency helpline as standard.

Find out more about Dog and Cat Insurance

Livingroom Books Livingroom Decoratives Livingroom Electronics Livingroom Furnishings Livingroom Furniture
Livingroom
Diningroom Decoratives Diningroom Electronics Diningroom Furnishings Diningroom Furniture Diningroom Tableware
Diningroom Books
Dog Insurance Dog bowl
Big dog bowl

Dog & Cat Insurance

Our Dog and Cat Insurance is available as an extension to our Home Insurance policies, and has the option to add vet’s fees, loss of animal and Permanent Health Extension cover.

Find out more about Dog & Cat Insurance

Farmers Products Wellies
cat Insurance

Smallholder

Our new Smallholder Extension is designed specifically to protect the risks that come with your activities, from raising livestock to producing goods for sale. Cover can be added simply to your NFU Mutual Home Insurance.

Find out more about Smallholder

Kitchen Appliances Kitchen Eating Kitchen Electronics Kitchen Furniture Kitchen Kitchenware Kitchen Tableware
Kitchen Base
Utility Area Appliances Utility Area Decorative Utility Area Eating Utility Area Electronics Utility Area Furnishings Utility Area Furniture
Utility Area Base
Business Products Office briefcase
Office briefcase products

Business Products

We have a range of products to support businesses of any size. From protection in the event of the loss of a key employee, to succession planning and investments, we can help take your business forward.

Find out more about Business Products

Home worker Office computer
Office computer

Homeworker Insurance

Homeworker Insurance is available as an extension to our Home Insurance policies, and can add a greater level of protection to suit your operations.

Find out more about Homeworker Insurance

Legal Expenses Office legal
Office Books Office Decoratives Office Electronics Office Furnishings Office Furniture Office Stationery
Office Base
Personal belongings cover Personal expenses Phone expenses
Phone callout

Personal Belongings Insurance

Personal Belongings Insurance is available as an optional cover that you pay for with Home and Lifestyle Insurance and is included as standard with NFU Mutual Bespoke Home Insurance.

Phone callout

Personal legal expenses

Home and Lifestyle Insurance includes personal legal expenses up to £50,000, £100,000 with NFU Mutual Bespoke Home Insurance, to provide you or your family with advice and help with the cost of legal representation - including a 24 hour advice helpline.

Bedroom Clothes Bedroom Decoratives Bedroom Electronics Bedroom Furnishings Bedroom Furniture
Bedroom base
Home Emergency Cover tap
Tap image

Home Emergency Cover

Home Emergency Cover offers added protection in the event of an emergency such as burst pipes and provides you with access to a 24-hour emergency helpline. Home Emergency Cover is included as standard on NFU Mutual Bespoke Home Insurance and available to new and renewing Home and Lifestyle Insurance policyholders for £27.50 per year.

Find out more about Home Emergency Cover

Bathroom Bath Bathroom Decoratives Bathroom Furniture Bathroom Toiletries
Bathroom Base
Travel Insurance Hostspot Travel Insurance
valuables

Travel Insurance

Our Travel Insurance is available to Home and Lifestyle and NFU Mutual Bespoke Home Insurance policyholders, with annual travel and single trip cover available.

Find out more about Travel Insurance

Valuables hotspot valuables
valuables

Valuables

Our Fine Art and Collections and Valuables and Jewellery covers are available as extensions with NFU Mutual Bespoke Home Insurance.

Find out more about Valuables

Personal Belongings hotspot Personal Belongings hotspot
necklace

Personal Belongings Insurance

Personal Belongings Insurance is available as an optional cover that you pay for with Home and Lifestyle Insurance and is included as standard with NFU Mutual Bespoke Home Insurance.

Luggage Storage Valuables
attic room
Car Insurance hotspot Car Insurance RAC Breakdown hotspot
car

Car Insurance

Our Car Insurance offers a high level of cover as standard, and includes Motor Legal Protection and the same level of cover in most European Countries.

Find out more about Car Insurance

car

RAC breakdown cover

Our Mutual Assist breakdown cover is provided by the RAC and is included as standard on Car Insurance policies. This covers breakdowns which occur more than a quarter of a mile from a customer's home. Additional upgrades are available such as: National Assist, National plus Home Assist and our Continental extension.

Find out more about RAC breakdown cover

Garage Bikes Garage Electronics Garage Storage Garage Tools
Garage Base
Garden Contents hotspot Garden Contents Special Events hotspot
garden callout

Garden Contents

Damage to contents in your garden is covered up to £5,000 (excludes money or valuables, and trees, shrubs or other plants) with Home and Lifestyle Insurance. This is increased to £50,000, and includes marquees and hired equipment, with NFU Mutual Bespoke Home Insurance.

Find out more about Garden Contents

garden callout

Special Events

Your contents sum insured is increased by 10% or £5,000, which ever is most, a month before and a month after a special event with Home and Lifestyle Insurance. This is increased to £30,000 with NFU Mutual Bespoke Home Insurance.

Find out more about Special Events

Garden Decoratives Garden Furniture Garden Games and toys Garden Plants Garden Sheds
Garden Base
Outbuildings Barbeques Outbuildings DIY Outbuildings Garden Outbuildings Mowers
Outbuildings Base

Living Room Tips

Make sure you have included items such as curtain poles, blinds, table and floor lamps, photographs, paintings, mirrors and clocks.

Also, include the value of any software that may be on your computer or games console.

Dining Room Tips

In addition to the large furniture, don't forget small ornaments, paintings or collectables.

There is no need to include light fittings and flooring as these should be covered in you buildings insurance.

Kitchen Tips

Don't forget to factor in the cost of replacing food in your fridge/freezer. Other items you should remember to include are utensils, glasses, crockery and ovenware.

Don't worry about including built-in kitchen fittings such as the oven, or fitted kitchen units as these should be covered in your building insurance (as long as they belong to you).

Utility Area Tips

As well as the large white goods, don't forget to include small items such as kettles, toasters, microwaves and cleaning products. Factor in any coats or shoes you might keep in there also.

Office Tips

Office equipment, furniture, and fixtures and fittings should all be included when calculating your quote for contents insurance.

Don't underestimate how much it would cost you to replace your business items.

Bedroom(s) Tips

Don't forget soft furnishings such as carpets, cushions, rugs and duvet covers. Include all of your clothes, shoes, jewellery, perfume and aftershave, and don't leave out any books, children's toys or games.

Bathroom(s) Tips

You should include all cosmetics and toiletries, not forgetting potentially expensive items such as electric toothbrushes, shavers and hairdryers..

Don't forget freestanding towel rails, toilet brushes and toilet roll holders.

Attic Tips

Things to include are Christmas decorations, luggage, children's toys, outdoor and camping equipment, fitness equipment and furniture.

Garage Tips

You should include power tools, pots of paint, lawnmowers, sporting equipment, gardening equipment and anything relating to your car.

Garden Tips

Don't forget children's toys (slides, swings, etc), garden furniture, plants, plant pots and statues.

Outbuildings Tips

Include any DIY equipment and any household goods you may be storing there.

Living Room

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Total: £0

Dining Room

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Total: £0

Kitchen

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Total: £0

Utility Area

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Total: £0

Office

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Total: £0

Bedroom(s)

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Total: £0

Bathrooms(s)

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Total: £0

Attic

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Total: £0

Garage

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Total: £0

Garden

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Total: £0

Outbuildings

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£
Total: £0

Other items in your home

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£
£
£
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Total: £0

Your home contents calculation:

  • Living Room£0
  • Dining Room £0
  • Kitchen £0
  • Utility Area £0
  • Office £0
  • Bedroom(s) £0
  • Bathroom(s) £0
  • Attic £0
  • Garage £0
  • Garden £0
  • Outbuildings £0
  • Other items £0
Total:
£0

Disclaimer

Please note that this is a tool for you to calculate the contents and personal possessions in you home and not what NFU Mutual recommends as the appropriate level of cover and valuation of your home contents and personal possessions.

Contact your local office
Your local Agent will call you back for a real conversation about your insurance, alternatively you can call us for a quote on
0800 316 4661