Living Room Tips
Make sure you have included items such as curtain poles, blinds, table and floor lamps, photographs, paintings, mirrors and clocks.
Also, include the value of any software that may be on your computer or games console.
Dining Room Tips
In addition to the large furniture, don't forget small ornaments, paintings or collectables.
There is no need to include light fittings and flooring as these should be covered in you buildings insurance.
Don't forget to factor in the cost of replacing food in your fridge/freezer. Other items you should remember to include are utensils, glasses, crockery and ovenware.
Don't worry about including built-in kitchen fittings such as the oven, or fitted kitchen units as these should be covered in your building insurance (as long as they belong to you).
Utility Area Tips
As well as the large white goods, don't forget to include small items such as kettles, toasters, microwaves and cleaning products. Factor in any coats or shoes you might keep in there also.
Office equipment, furniture, and fixtures and fittings should all be included when calculating your quote for contents insurance.
Don't underestimate how much it would cost you to replace your business items.
Don't forget soft furnishings such as carpets, cushions, rugs and duvet covers. Include all of your clothes, shoes, jewellery, perfume and aftershave, and don't leave out any books, children's toys or games.
You should include all cosmetics and toiletries, not forgetting potentially expensive items such as electric toothbrushes, shavers and hairdryers..
Don't forget freestanding towel rails, toilet brushes and toilet roll holders.
Things to include are Christmas decorations, luggage, children's toys, outdoor and camping equipment, fitness equipment and furniture.
You should include power tools, pots of paint, lawnmowers, sporting equipment, gardening equipment and anything relating to your car.
Don't forget children's toys (slides, swings, etc), garden furniture, plants, plant pots and statues.
Include any DIY equipment and any household goods you may be storing there.
Other items in your home
Your home contents calculation:
- Living Room£0
- Dining Room £0
- Kitchen £0
- Utility Area £0
- Office £0
- Bedroom(s) £0
- Bathroom(s) £0
- Attic £0
- Garage £0
- Garden £0
- Outbuildings £0
- Other items £0
Please note that this is a tool for you to calculate the contents and personal possessions in you home and not what NFU Mutual recommends as the appropriate level of cover and valuation of your home contents and personal possessions.