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High Value Home Insurance

Tailored protection worth every penny

NFU Mutual Bespoke Insurance is designed to give you peace of mind and protect the things you cherish.

We offer protection for high value homes, estates and manor houses. Our cover has been specially designed to cover valuable properties with more complex insurance needs, including contents, fine art and collections valued from £100,000, and is rated 5 Star by Defaqto. 

As well as advising on your home insurance, we can also arrange protection for items that may not be covered by NFU Mutual Bespoke such as overseas holiday homes and large boats. In doing  this, we apply the same meticulous attention to detail as we do to protecting your home. 

And, if you have more than one UK-based property, we can help protect them as part of the same policy. Speak to your local agent, and they’ll help you choose the right benefits for personalised cover.

  • 300 local branches offering personal, tailored care
  • No quibble claims
  • No admin fees for changes to your policy and no charges on Direct Debit, credit or debit card payments

Cover worth every penny

  • Worldwide contents cover – reviewed annually
  • Home emergency cover – up to £1,500 per claim including labour costs
  • Fine arts and collections cover – restoration or reimbursement in the event of any loss up to the value you agree with us
  • Unlimited trace and access cover – we cover costs for tracing the source of an oil or water leak and repair any damage caused by the search
  • Alternative accommodation – if you can’t live in your home because of an event you have covered with us, we’ll pay reasonable rent and accommodation costs for a similar property
  • Multiple properties – we can accommodate additional UK properties on the same policy
  • Domestic pet damage – up to £5,000 if your pets damage your buildings or contents
  • Valuation services for home contents, fine art and jewellery by hand-picked experts (fees apply)

We can explain what limits and exclusions apply, so you can ensure the cover is right for you – or take a look at our policy reference booklet for more details.

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