Yellow sofa with throw draped over arm, yellow bucket catching water leaking from ceiling

Home Emergency Cover

Buckets of cover exactly when you need it

Home Emergency Cover offers added protection to our Home and Lifestyle product when the unexpected happens.

Our cover is available to new Home and Lifestyle customers and existing policyholders within 14 days of policy renewal for just £27.50 per year, providing the help you need when immediate action is required.

Home Emergency Cover is included as standard with NFU Mutual Bespoke Insurance.

As well as covering seven unexpected domestic emergencies, there is no excess in the event of a claim and no limit to the number of claims you can make per year. You'll be covered up to £1,000 per claim with Home and Lifestyle Insurance and £1,500 with NFU Mutual Bespoke Insurance.

We’ll even give you £250 per night to cover alternative accommodation costs for up to seven consecutive nights if your home is unsafe, insecure or uncomfortable to stay in overnight.

And should you need to make a claim our 24 hours claims helpline will deal with your emergency, no quibble.

What unexpected domestic emergencies are covered?

  • Main heating system
  • Plumbing and drainage
  • Home security
  • Toilet unit
  • Domestic power supply
  • Vermin infestation
  • Roof damage