Our way of saying thank you to our loyal customers

At NFU Mutual we run our business in the long term interest of our members and because we are a mutual company we share our financial success with our members. This is what sets us apart from many other insurers in the UK.

When you renew a general insurance policy with us, we currently provide a Mutual Bonus discount, which gives you money off your premium. It’s a very important way of showing our appreciation to our loyal customers.

From 1 July 2017 all our general insurance customers – just over 850,000 policyholders with farms, businesses, homes and cars insured with us, will benefit from a 10% increase to the previous year's Mutual Bonus discount.

In short, it’s how we say thank you – not only for choosing us, but for staying with us.

Mutual Bonus at a glance

  • Money off your policy when you renew with us
  • 10% increase to the previous year's discount from 1 July 2017

How much can I save?

We believe we should reward the loyalty of our existing customers and our Mutual Bonus discount is designed to do just that:

Renewal Year

1st year of renewal

2nd year of renewal

3rd year of renewal

4th year of renewal

5th year of renewal

Mutual Bonus discount 01.07.16 - 30.06.17






New Mutual Bonus discount 01.07.17 - 30.06.18