Your love may be genuine, but is your gift?

With Valentine’s Day fast approaching, you may be looking to surprise your loved one with the perfect piece to add to their collection. Whether it’s a watch, a first edition book or an antique ring, make sure your gift is a delight and not a disappointment by following five simple rules to finding and protecting the perfect Valentine’s gift:

  1. Always do your research: The internet is one way to easily search and buy these items, but beware, it’s all too ease to find yourself investing in items that turn out to be less than genuine. Check the provenance, authenticity of the piece and the reputation of the seller and remember, if it seems too good to be true, it probably is!
  2. Check for paperwork and pictures as evidence of authenticity. If you are buying a signed piece, and this information is not readily available, make contact with the seller.  They should be able to demonstrate authenticity with evidence such as paperwork and photographs
  3. Query the quality: If you are investing in a collectable such as a book, check the quality of the pages and dust cover/jacket.  Quality can be directly correlated to the value.
  4. Buy with your head (as well as your heart): you want to buy something that gives your loved one great pleasure, so it’s worth taking the time to get it right.
  5. Ensure you insure: Having made the decision to purchase your piece, you then need to consider insurance, both in terms of the additional item that you need to insure but also the impact that this additional piece will have on the overall collection.  Understanding the worth of the piece and the collection is critical when arranging adequate insurance. 

When you insure with NFU Mutual through our local NFU Mutual branches we can arrange for experts from valuation companies on our panel to assess, evaluate and provide an accurate figure for your antiques, jewellery and collectables in the event of a loss. Our experts will provide a written authentic valuation certificate.  This information can be used to ensure you are adequately covered and is one of the most important things you can do to safeguard your precious items and collections.