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We pay out on 98% of claims

No forms, no quibble and a local service

At NFU Mutual we do things a little differently.

That's why we pay out on 98%* of home insurance claims - no quibble.

Our cover is designed to protect more than just your home: 

  • Personal legal expenses up to £50,000 to provide you or your family living in your home with advice and help with the cost of legal representation, including a 24 hour advice helpline
  • Money in the home up to £2,500, and the unauthorised use of credit cards up to £10,000
  • 3 year warranty against the quality of workmanship for building repair works to insured damage carried out by our approved contractors
  • Damage to contents in your garden up to £5,000; garden trees, shrubs, and plants up to £2,000 (£250 per item)
  • Up to £10,000 towards finding the source of leaking water or oil used in central heating
  • Automatic increase of your contents sum insured by 10% or £5,000, whichever is the most, a month before and a month after a wedding, birthday or religious festival.