Start a Home Insurance quote

Our Home Insurance is as personalised as your home. That's why we prefer to talk to you over the phone so that we can fully understand you and your property, we call this having a real conversation about your insurance. By providing us with this information now it means that we won't be asking too many questions when we do speak to you. It helps us to make sure we can give you a Home Insurance quote that is right for you, and help you to get the cover you need.

Tell us the cover and the type of property you would like a quote for

Take a few minutes to provide us with some details about you and your insurance needs

We're closed at the moment so we'll call you back tomorrow when our team are available again

Your policy and property

Your policy

What type of Home Insurance policy would you like a quote for?

Your property

What kind of property do you want to insure?

What type of house?

What type of bungalow?

Is your property thatched or a listed building?

Inside your property

Outside your property

Is at least three quarters (75%) of your property's roof made of tile?

Please choose the material your roof is made of:

Are the external walls of your property made of at least three quarters (75%) brick?

Please choose the material the external walls are made of:

Your cover

Cover options

Would you like to add Accidental Damage Cover?

Would you like to add Personal Belongings Insurance?

Buildings Insurance Claims History

Have you made any Buildings Insurance claims in that time?

Have you made any Buildings Insurance claims in the last four years?

Do you know the value of your most recent Buildings Insurance claim?

Contents Insurance Claims History

Have you made any Contents Insurance claims in that time?

Have you made any Contents Insurance claims in the last four years?

Do you know the value of your most recent Contents Insurance claim?

Contents Replacement Value

How much would it cost to replace the contents in your home in the event of a claim?

Our policies have a minimum contents replacement value based on the number of bedrooms your property has.

You have told us that you have one bedroom, so we'll set your contents replacement value as:

£22,000

Our policies have a minimum contents replacement value based on the number of bedrooms your property has.

You have told us that you have two bedrooms, so we'll set your contents replacement value as:

£22,000

Our policies have a minimum contents replacement value based on the number of bedrooms your property has.

You have told us that you have three bedrooms, so we'll set your contents replacement value as:

£25,000

Our policies have a minimum contents replacement value based on the number of bedrooms your property has.

You have told us that you have four bedrooms, so we'll set your contents replacement value as:

£30,000

Our policies have a minimum contents replacement value based on the number of bedrooms your property has.

You have told us that you have five bedrooms, so we'll set your contents replacement value as:

£35,000

Our policies have a minimum contents replacement value based on the number of bedrooms your property has.

You have told us that you have more than five bedrooms, so we'll set your contents replacement value as:

£45,000

Do you think it would cost more than this to replace the contents of your home in the event of a claim?

Excesses

Compulsory Excess

Compulsory excess is the amount you have to pay if a claim is made on your Home Insurance before we pay out.

Our compulsory excess is £100 for both buildings and contents claims, including claims for accidental damage, with the exception of escape of water, flood and subsidence claims where the compulsory excess will be higher. Your policy documentation will outline these amounts. 

Voluntary Excess

Voluntary excess is the amount that you choose to pay in addition to the compulsory excess if a claim is made on your Home Insurance before we pay out.

The amount you set your voluntary excess to be impacts the premium you pay.

Total Excess

Based on your voluntary excess choice of £0 and our compulsory excess of £100, your total excess will be:

£100*

*Not including escape of water, flood and subsidence claims

Total Excess

Based on your voluntary excess choice of £50 and our compulsory excess of £100, your total excess will be:

£150*

*Not including escape of water, flood and subsidence claims

Total Excess

Based on your voluntary excess choice of £100 and our compulsory excess of £100, your total excess will be:

£200*

*Not including escape of water, flood and subsidence claims

Total Excess

Based on your voluntary excess choice of £250 and our compulsory excess of £100, your total excess will be:

£350*

*Not including escape of water, flood and subsidence claims

Total Excess

Based on your voluntary excess choice of £500 and our compulsory excess of £100, your total excess will be:

£600*

*Not including escape of water, flood and subsidence claims

Total Excess

Based on your voluntary excess choice of £1,000 and our compulsory excess of £100, your total excess will be:

£1,100*

*Not including escape of water, flood and subsidence claims

Total Excess

Based on your voluntary excess choice of £1,500 and our compulsory excess of £100, your total excess will be:

£1,600*

*Not including escape of water, flood and subsidence claims

Total Excess

Based on your voluntary excess choice of £2,000 and our compulsory excess of £100, your total excess will be:

£2,100*

*Not including escape of water, flood and subsidence claims

Do you currently have a Car Insurance policy? (Optional)

Your details

Marketing Preferences

We would like to contact you with information about products and services offered by the NFU Mutual Group and will use your information to identify which products and services are most relevant for you.

We will always treat your personal details with utmost care and will never sell them to other companies for marketing purposes.

Are you happy for us to contact you with this information?

How would you like to receive this information (you can select more than one):

By submitting this form you are happy for us to contact you regarding your enquiry.

To find out more about how we use your personal information, please read our Privacy Policy.