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Which? Recommended Home Insurance

Which? only recommend insurance providers that offer both a high quality product and high standard of customer service.

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Stone family home with a car parked in the driveway, featuring a Which? Recommended Provider Home Insurance badge (September 2025)
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Local presence

A network of over 280 agency offices nationwide.

Heritage

Over 115 years protecting what's important to our customers.

Our industry ratings

  • Defaqto 5 Star Expert Rated award badge for home insurance, showing five stars and the Defaqto logo.
  • Defaqto 5 Star Expert Rated award badge for car insurance, displaying five stars and the Defaqto logo.
  • Defaqto 2026 5 Star Expert Rated award badge for tradesman insurance, featuring five stars and the Defaqto logo.

Many of our covers are rated 5 Star by Defaqto.

Find out more about some of our products

Home Insurance

Your home is more than just a building. Our home insurance provides tailored protection. Helping you to cover the things that really matter.

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Motor Insurance

Our Motor Insurance policies offer quality cover as standard, including access to a 24-hour free UK claims helpline, to keep you on the road. 

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Business Insurance

We invest time in getting to know your business. We’ll listen to your specific needs and use our years of experience to recommend the right solutions for you.

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Landlord Insurance

Our insurance for landlords is designed to protect you and your building against the risks associated with letting a home.

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Commercial Vehicle Insurance

From pickups and vans to larger motor fleets, we'll help keep you on the road.

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Farm Insurance

Whether you have a smallholding or a more complex operation our experts can help protect your livelihood.

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Explore our latest Responsible
Business Report

Doing the right thing has always been our starting point. But we believe in going further. From helping customers prepare for the risks of tomorrow to caring for the environment - we deliver much more than our clear and fair insurance offering.

Explore our latest interactive Responsible Business Report to understand more about how we go beyond insurance to for our customers, our communities and our shared future.

Find out more

What would you like to do?

Contact us

Find out how to get a quote, who to talk to about making changes to your policy, or contact us about something not related to the products we sell. 

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Make a claim

When you need to make a claim, how you tell us depends on the policy you are claiming against and the circumstances of your claim. 

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Find an agency office

We have a network of over 280 local agency offices nationwide, on hand to provide a local, personal service from quote through to claim.  

Find your local agency office