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Home insurance

Our home insurance

Our award winning standard home insurance allows you the flexibility to either take out comprehensive home insurance or tailor cover to suit your personal needs whether you require contents insurance, buildings insurance, personal belongings cover or need more specialised buildings cover.

We are a Which? Recommended Provider for our standard home insurance and Defaqto, a leading UK independent financial research company has rated our home insurance product 5 Star. This means that it is one of the best quality products in the market, with an excellent range of features and benefits, and very high levels of cover. You can compare our home insurance against other providers to see why we are rated so highly.

Home Insurance

Our buildings and contents insurance can be tailored to your needs to help protect your home and extended to protect your belongings outside the home.

Find out more

High Value Home

NFU Mutual Bespoke is our Defaqto 5 Star Rated product designed to cater to the needs of home owners with contents valued in excess of £100,000.

Find out more

Specialist Home

If you have a listed or thatched home we can tailor our standard home policy to help you protect the features that are unique to your property.

Find out more

Guidance on Flooding

Flood damage to your home can be devastating, our article outlines steps that you can take to stop your home becoming affected by flood water.


Which cover level do
I need?

Compare our standard and high value home insurance products to decide which policy is most appropriate for you and your home.

Compare now

Under insurance predictor

Use our under insurance predictor tool to help you predict the likelihood of you being under insured for home contents and buildings insurance.

Check your cover

Contents insurance calculator

Our contents insurance calculator can help you assess the value of your belongings, so that when you contact us we can provide an appropriate level of protection.

Use our calculator

Take the time
to talk to us

Sometimes the type of cover is more important than the price. By talking to us you can find out just what is covered by our home insurance.

Have a proper conversation