Business Liability Insurance

Protect your business against potential legal liabilities.

We can help safeguard your business against legal liabilities connected with your day-to-day business activities.

Contact your local agency office

However you choose, whether in person or at the end of a phone, our Agents will be there for you when you need them most.

Insurance overview

As a business, you or your employees may be held responsible for accidental injuries to clients, customers or the public or for damage to their property. Even if your business wasn't at fault, legal defence can often prove costly and detrimental to business.

We can offer liability cover as part of our Business Insurance, including a choice of Employers’ Liability, Public Liability and Product Liability, covering a variety of events.

What can be covered:

  • Damage to vehicles legitimately parked at your premises.
  • Damages arising from injury and illness to employees, including while working aboard for up to 60 consecutive days.
  • Damages arising from injury to the public or their property that is caused by your products.
  • Damage to premises hired or rented to you in connection with your business.

What's not covered:

  • Liability arising from pollution other than by a sudden and unexpected incident.
  • Injury arising from any vehicles requiring compulsory motor insurance.
  • Professional advice or services given for a fee.
  • Work involving asbestos, unless exposure is unintentional or accidental.
The cover you choose will depend on your circumstances and your local NFU Mutual agency office will take the time to understand these needs and explain the full details, including any limits and exclusions that may apply, to help ensure it‘s right for you.

Why choose us?

Why choose us?

  • Heritage

    With over 110 years of insurance knowledge and expertise, we know the industry inside and out.

    Heritage

    With over 110 years of insurance knowledge and expertise, we know the industry inside and out.

  • Mutual Bonus

    We reward loyalty through Mutual Bonus, a saving when you renew a General Insurance policy.

    Mutual Bonus

    We reward loyalty through Mutual Bonus, a saving when you renew a General Insurance policy.

  • Local presence

    With a network of over 280 agency offices nationwide, we can get to know you and your business.

    Local presence

    With a network of over 280 agency offices nationwide, we can get to know you and your business.

Other business products

Business Protection

Protecting your business is essential. Together with our partner AIG we can help make sure you’ve always got the cover you need.

Commercial Vehicle Insurance

Vehicles can be important to your business - from pickups and vans to larger motor fleets, we're here to help keep you on the road.

Risk Management Services

Our experts can identify the dangers facing your business and offer one to one solutions personalised to your business.

FAQs

What's next?

Take out a new policy

Ready to buy a Business Insurance policy? We can help you to make sure that you get the right cover.

Existing customers

Get a new quotation, make changes to, discuss your renewal or cancel your Insurance policy.

Claims

Notify us of a new Business Insurance claim or speak to us about a claim that is in progress.