Flexibond

Flexibility and a choice of funds.

Our Flexibond product is a long-term investment to be held for at least five years, and offers you a choice of how to invest.

You should be aware that the value of your investment may go down and you may get back less than you invested.

Product overview

A Flexibond is an investment designed for people with savings in a bank or building society who are considering an alternative investment with more risk but with the potential for better returns.

A Flexibond is set up as an insurance policy, so that it can benefit from a favourable tax treatment. Because it's an insurance policy it has to provide some life cover. The life cover it provides is small, as the main purpose of the product is as an investment.

It's flexible, allowing you to choose where your money is invested. You can invest lump sums, start, stop and restart regular payments, change amounts and make withdrawals when you like.

A Flexibond is designed as a long-term investment and you should be prepared to leave your money invested for at least 5 years. There is no fixed term so you cash in your investment whenever you wish. 

Details of this product can be found in Key Features of the NFU Mutual Flexibond. Please make sure you read and understand it before you decide to proceed with any purchase.

Benefits of a Flexibond:

  • An alternative investment to a savings account, with more growth potential.
  • Cash in or make withdrawals when you like.
  • Make lump sum or regular payments.
  • Start, stop and restart regular payments.
  • Choice of funds.

Types of Flexibond funds:

  • Mutually Managed: Investing in a mix of assets and markets - for investors who want to leave the investment decisions to us.
  • Market Selection: Funds investing in a single type of asset or market - these are for investors wanting to take a more active role in decisions.

You should be aware that the value of your investment may go down and you may get back less than you invested.

The tax treatment of Flexibonds depends on individual circumstances and may change in the future.

When you contact us we'll explain the advice services we offer and the charges.

NFU Mutual Financial Advisers advise on NFU Mutual products and selected products from specialist providers. 

Financial advice is provided by NFU Mutual Select Investments Limited.

Things to know about opening a Flexibond

A Flexibond can be opened with the investment of a lump sum of at least £5,000 (or £20,000 if you are aged between 80 and 84) or monthly payments of £50 or yearly payments of £600.

Once you have opened your policy you can invest lump sums and/or make monthly or yearly payments. These payments are subject to minimum amounts which are £1,000 lump sum, £50 monthly or £600 yearly.

Details can be found in the Key Features of the NFU Mutual Flexibond document. Please make sure you have read and understand it before you decide to proceed with any purchase.

Why choose us?

Why choose us?

  • Mutuality

    Our approach is built around our mutuality, working in the interests of our customers.

    Mutuality

    Our approach is built around our mutuality, working in the interests of our customers.

  • £19bn of funds managed

    Our investment team currently manage funds in excess of £19 billion.

    £19bn of funds managed

    Our investment team currently manage funds in excess of £19 billion.

  • Expertise

    With NFU Mutual Financial Advisers across the UK, we can help you get the most from your money, with funds to suit a range of risk appetites.

    Expertise

    With NFU Mutual Financial Advisers across the UK, we can help you get the most from your money, with funds to suit a range of risk appetites.

What's next?

Start investing

Ready to start investing? We can help you invest for the future.

Top up your plan

You can request to make a single payment into your Flexibond online.

Manage your plan

Find out how to make payments into or withdrawals from your plan and inform us of changes.