STORM CLAIMS: If your property has been damaged as a result of the recent weather conditions and you don't need us to take urgent action you can notify us online of your claim. 

If you do require urgent action to be taken by us, call: 0800282652

STORM CLAIMS: If your property has been damaged as a result of the recent weather conditions and you don't need us to take urgent action you can notify us online of your claim. 

If you do require urgent action to be taken by us, call: 0800282652

Truck Insurance

Putting in the miles to protect your vehicles.

We offer HGV, truck and lorry insurance for vehicles over 3.5 tonnes, giving you the cover you need and protecting your important assets.

Contact your local agency office

Speak to your local agency office, who are on hand to offer a face-to-face discussion about how you can protect your commercial vehicles.

Insurance overview

If your business is reliant on your truck or lorry, it’s essential to ensure that your own goods or those of your customers arrive on time, every time.

With the option to add breakdown cover and roadside assistance to your policy, you can transport goods with the peace of mind that help is just a phone call away.

What's included:

  • Damage to your vehicle because of an accident, fire or theft.
  • If your vehicle is stolen or written off we will pay the market value or the amount shown on your policy schedule, whichever is less.
  • Windscreen cover for replacing the glass with no reduction to your no claims discount.
  • Cover for any trailer when it’s attached to your vehicle.
  • Your legal liability for personal injury to other people up to any amount.
  • Your legal liability for damage to other people’s property up to £5 million.
  • Motor legal protection giving you access to legal advice and covering your legal costs up to £100,000.
  • Optional - RAC National Assist breakdown cover in the UK for vehicles up to 44 tonnes.

What's not included:

  • Any excess, which is the amount you’ll need to pay towards a claim. Your policy documents will outline where these apply.
  • Depreciation, damage to tyres, wear and tear and loss of use.
  • Replacement keys and locks if the keys are lost.
The features and exclusions listed are not exhaustive. Your cover will depend on your circumstances. You can find further information in the Important Documents section.

Why choose us?

Why choose us?

  • Heritage

    With over 110 years of insurance knowledge and expertise, we know the industry inside and out.

    Heritage

    With over 110 years of insurance knowledge and expertise, we know the industry inside and out.

  • Mutual Bonus

    We reward loyalty through Mutual Bonus, a saving when you renew a General Insurance policy.

    Mutual Bonus

    We reward loyalty through Mutual Bonus, a saving when you renew a General Insurance policy.

  • Local presence

    With a network of over 280 agency offices nationwide, we can get to know you and your business.

    Local presence

    With a network of over 280 agency offices nationwide, we can get to know you and your business.

Other business products

SME Business Insurance

Our Small and Medium Business Insurance policy is suitable for businesses that have a turnover of up to £3 million.

Commercial Insurance

Our Commercial Insurance is flexible to cover your businesses needs, suitable for larger businesses.

Risk Management Services

Our experts can identify the dangers facing your business and offer one to one solutions personalised to your business.

What's next?

Take out a new policy

Ready to buy a Truck Insurance policy? We can help you to make sure that you get the right cover.

Existing customers

Get a new quotation, make changes to, discuss your renewal or cancel your Insurance policy.

Commercial Vehicle Insurance claims

Register a new claim, or contact us about an existing claim.