A Shrewd Savings Plan ISA invests your money in a wide range of investments.
You can invest up to £20,000 each tax year and any income or capital growth is free of UK Income Tax and Capital Gains Tax.
Our With-Profits Fund can invest in UK and overseas shares, commercial property, Government and Corporate Bonds and cash. The objective of this fund is to achieve long-term growth. Returns on your investment are smoothed out over time, as we keep back some of the growth from good years to boost return in poor years.
The value of your investment can fall and you may get back less than invested.
With a Shrewd Savings Plan ISA you can start, stop and restart regular payments, or change the amount at any time - subject to a minimum of £50 per month.
The Shrewd Savings Plan ISA aims to achieve long-term growth and should ideally be invested in for a minimum of 5 years.
Details of this product can be found in Key Features of the the Shrewd Savings Plan ISA. Please make sure you read and understand it before you decide to proceed with any purchase.
Benefits of a Shrewd Savings Plan ISA:
- Any growth free of UK Income Tax and Capital Gains Tax.
- Invest in a wide range of investments as part of the With-Profits Fund.
- Smoothing: returns in good years held back to boost returns in poor years.
- Make withdrawals at any time.
The value of tax benefits depends on individual circumstances and may change in the future.
You should be aware that the value of your investment may go down and you may get back less than you invested.
When you contact us we'll explain the advice services we offer and the charges.
NFU Mutual Financial Advisers advise on NFU Mutual products and selected products from specialist providers.
Financial advice is provided by NFU Mutual Select Investments Limited.
Withdrawal Form for Flexibonds, Capital Investment Bonds, Capital Access Bonds and Shrewd Savings Plan ISAs