Home insurance

Funny, but some insurers don't think it's possible to have £5,000 worth of stuff in your garage.

NFU Mutual home insurance already had a Defaqto 5-Star rating, but it seemed only right to keep on trying to improve it. So we did.

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Home insurance features

At NFU Mutual, we do right by you. Just look at what we offer with our comprehensive home insurance cover. For more information about our cover view the policy document.

	We do want you to have peace of mind of knowing you are protecting several aspects of your most valuable asset and you lifestyle 'all under one roof'.
	We do reward loyalty. Learn more about renewal discount through our Mutual Bonus scheme.
	We do give you a 7.5% discount if you buy both contents and buildings insurance with us.
	We don't charge an administration fee for any adjustment to your policy.
	We do have local branches, with helpful, experienced staff. Search for yours now.

Home contents insurance
	We do cover your non-fragile contents for damages made by the removal company when you move home and we don't ask for an excess.
	We do cover damage for both laptops and mobile phones used for business purposes up to £10,000 whilst in your home except for the loss of computer records and documents.
	We do cover you against damage to personal home entertainment equipment, including DVD equipment and cinema systems in your home when it is occupied.
	We do cover damage to contents in your garden for up to £2,500 (money or valuables, and trees, shrubs or other plants are excluded).
	We do even cover plants, shrubs and trees if they are stolen from your garden for up to £250 per item and £2,000 in total.

Home buildings insurance
	We do give you the option of choosing a £50 excess on your policy to receive a discount of 2.5%. This applies to the main policy only.
	We do pay for pets' boarding fees if your house cannot be lived in due to covered damage up to 25% of the insured rebuilding cost.
	We do pay for replacing and fitting outside door locks if your keys are stolen up to the sum insured.
	We do pay for accessing and repairing the pipe between the main sewer and your home up to £1,000.

Defaqto 5-Star Rating

Our Home insurance product has received a Defaqto 5-Star rating. This puts us in a select group of insurers for the 4th year running. Defaqto is
one of the UK's leading independent financial services research companies.

Compare our home insurance

All home insurance covers are the same – aren't they?

No they are not! However, with so many policies out there to choose from, it can be difficult to understand which one is best for you.

Compare contents cover

Compare buildings cover

Contents calculator

Use our home insurance contents calculator for help working out the total value of contents in your home.

Home contents calculator

High value home insurance

Our policy provides cover for your high value home or luxury lifestyle.

High value policy

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