Business investments

NFU Mutual offers a range of investments suitable for the short, medium and long-term and which cater for a wide range of attitudes to risk.

Over the years, you may have decided not to take all the profits of the business. Consequently, you may now have a capital sum in a deposit account, which is doing little more than keeping pace with inflation.

We believe it makes economic sense for that money to work as hard for the business as you do. That's why we've developed a range of investment products, which allows you to fully utilise business capital not currently invested in your business.

NFU Mutual financial services products are only suitable for UK residents.

How to get the best advice Our NFU Mutual Corporate Financial Consultants can discuss your business investment requirements, taking into account investment timescale, attitude to risk, and taxation. NFU Mutual Corporate Financial Consultants advise on NFU Mutual products and in special circumstances those of other providers. Come and see us. We have over 300 local branches across the UK. Find your nearest. Call us on 0800 316 4661* 8am – 8pm weekdays, 9am – 12.30pm Saturday Email us and we'll get back to you shortly.

Investments for your business

Many businesses accumulate funds from their trading activities or from the disposal of assets, which are not required for re-investment in other business assets.

An obvious first port of call for these funds is a bank account, and this is certainly suitable for funds earmarked for distribution or re-investment in a fairly short period of time. Your capital is always secure and accessible in a deposit account with a bank or building society. However, funds often remain on deposit for longer than is beneficial, with the outcome that the business will miss out on the growth potential offered by the stockmarket and may not obtain the best return that could have been available.

NFU Mutual investments NFU Mutual offers a range of investments suitable for short, medium and long investment terms and which cater for a wide range of attitudes to risk. Capital Access Bond For investment terms that are fairly short, or where access at short notice is required, the Capital Access Bond is ideal. With this product there are no initial charges to recover and the investment offers postal access to funds without notice. Bonus rates are reviewed regularly to keep them competitive when compared to bank deposit rates. Capital Access Bond   Portfolio Investment Plan For the longer-term, our Portfolio Investment Plan gives access to the professional expertise of NFU Mutual's own investment team. This is structured as an OEIC (Open Ended Investment Company) to give access to the potential of the stock market, with a range of investment funds to choose from with different objectives and strategies. This plan is a medium to long-term investment and its value can go down as well as up. You may not get back the amount you originally invested. Portfolio Investment Plan

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