Business Insurance Claims
Guidance about how to make a Business Insurance claim, including Business Liability, Legal Expenses and Property Owners and Landlord claims.
Before making a claim
If you need to make a new claim please ensure you have the following:
- Your policy number
- Details of any third parties involved
- An indication of the value of the claim, such as purchase price, estimated replacement cost, or the extent of damage or injury.
How to make a claim
Where to make a claim depends on where you bought your policy from, this will be either Mutual Direct or local agency office.
You'll find who your policy is held with on the front page of your policy schedule.
Emergency claims
Call us in the event of an out of hours emergency in your premises which:
- Puts your health, or that of your employees, at risk
- Creates a risk of damage to your premises or property
- Creates unacceptable working conditions.
Commercial Vehicle Insurance claims
Please ensure you have the following to hand before you contact us:
- Your policy number
- Details of any third parties involved
- An indication of the value of the claim, such as purchase price, estimated replacement cost, or the extent of damage or injury.