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Cover overview
Our Group Personal Accident cover protects you and your employees aged 16 to 65 against the financial impact of death or disability following an accident or illness. It provides a range of optional lump sums and weekly benefits that can be tailored to fit your business.
What's covered:
- Accidents resulting in the inability to work due to: death, loss of limbs, sight, speech, hearing, temporary partial disability, or permanent or temporary total disability.
- Illness causing temporary total disability within 104 weeks of diagnosis.
- Hospital benefit of £25 per day during inpatient treatment, up to £1,000.
- Professional counselling, up to £5,000.
- Medical treatment we believe will aid recovery.
What's not covered:
- Pre-existing health conditions.
- Illness appearing within 21 days of the start of the cover.
- Hazardous sports.
This is not an exhaustive list, more information can be found in the important documents section.
The cover you choose will depend on your circumstances and your local NFU Mutual agency office will take the time to understand these needs and explain the full details, including any limits and exclusions that may apply, to help ensure it‘s right for you.
The cover you choose will depend on your circumstances and your local NFU Mutual agency office will take the time to understand these needs and explain the full details, including any limits and exclusions that may apply, to help ensure it‘s right for you.
Important documents
FAQs
If employee injury or death occur from an incident at work, group personal accident insurance offers financial protection which you can tailor to your needs.