Tregaron

Heather Holgate

Agent & Group Secretary

I have been an NFU Mutual Agent and NFU Cymru Group Secretary for Lampeter and Tregaron area based in Tregaron since June 1998. I work alongside NFU Mutual Agent Aled Davies to look after our customers in the Tregaron and Aberaeron office. I am from a farming background and was born and raised in the area. After completing my degree at Wolverhampton University I returned to live and work in the area. I am a Welsh speaker which equips me with excellent skills to understand and address the needs of the local area. I specialise in farming and commercial insurance as well as home and motor insurance. I enjoy visiting customers in the area to ensure that they are properly protected, and also introduce our range of investment and pension products and health and safety support services. I take a huge pride in providing all our customers with a local, personal service. In my role as NFU Cymru Group Secretary, I help farming members with day to day queries and solving larger problems and challenges which they face from time to time. Away from work, I enjoy spending time with my young family and helping my husband on our family farm.

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Aled Davies

Agent & Group Secretary

I started working as an NFU Mutual agent and NFU Cymru group secretary in December 1991. I am based in our Aberaeron office and work alongside Heather Holgate, NFU Mutual agent and NFU Cymru group secretary in our Tregaron office. I specialise in farming and commercial insurance as well as personal insurances. Most of my time is spent out of the office visiting our clients at their premises. I also introduce our range of pension and investment products and can also provide guidance on our risk management services. I also assist our members with any farming related issues they may have, including assistance with single farm payment applications. Outside work, I enjoy spending time with my family, camping, walking, playing golf and occasionally getting to watch Swansea City playing football.

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Pauline Jones

Agency Manager

I joined NFU Mutual approximately 18 years ago. I oversee the general management of the Aberaeron and Tregaron offices. I would be happy to deal with any queries that you may have with regards to your general insurance needs. I can offer assistance on all customer queries, including new business quotations, policy changes and account queries. I am a life lead qualifier and would be delighted to arrange for NFU Mutual's Financial Adviser Mel Jones to call you to offer advice on many aspects of financial planning. I previously worked for agricultural contractors which has given me a vast knowledge of farming. Away from work, I enjoy walking along the local coast.

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Gwyneth Davies

Office Manager

I have worked for NFU Mutual for over 20 years. I am the office manager in Tregaron and can assist you with all aspects of general insurance including quotations, mid-term adjustments, accounts and claims. I am a life lead qualifier and would be delighted to arrange for NFU Mutual's Financial Adviser Mel Jones to call you, to offer advise on many aspects of financial planning.

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Lee Nelson

Sales Executive & Customer Service Adviser

I have worked for NFU Mutual since September 2009, I deal with many aspects of motor, personal and business insurances. I can also introduce NFU Mutual's financial services products for protection, pensions and investments and also NFU Mutual Risk Management Services.

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Ffion Davies

Customer Services & Sales Adviser

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Mel Jones

Financial Adviser

Mel is an NFU Mutual Financial Adviser and will be delighted to visit you and offer expert advice on many aspects of financial planning.

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Dan Killingbeck

Sales Consultant, NFU Mutual Risk Management Services Ltd

As the Risk Management Services Sales Consultant, I am available to come and talk to farming and commercial customers about tailor-made health & safety services for their business. Please contact the Tregaron office to make an appointment with me.

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