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The Executive Team

Introducing our Executive Team

Our Executive Team are responsible for delivering the Group’s strategic objectives and commercial strategy.

Nick Turner

Group Chief Executive

Nick was appointed NFU Mutual Group Chief Executive in April 2021 and is responsible for managing the Group business. He was appointed to the Board in 2013 and was previously Sales and Agency Director where he led the growth of the General Insurance and Life businesses. Nick joined NFU Mutual from AXA where he was Managing Director, Intermediary & Partnerships – Personal Lines. His career spans more than 35 years, largely in the fields of Life and Wealth Management. Nick is a former President of the Chartered Insurance Institute and was previously President of the Personal Finance Society.

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Steve Bower

Customer Services Director

Steve became a Director in 2010 and is responsible for General Insurance Customer Services, which includes Underwriting, Claims and Re-insurance, at our Head Office and our seven regional centers. Steve’s career at NFU Mutual spans three decades and during that time he has held a variety of roles including Sales Manager, Regional Manager and Chief Manager–Life Services.

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Gina Fusco

Strategy & Marketing Director

Gina joined NFU Mutual in 2011. Her career has centred on strategy, marketing and product development. Previous roles include Head of Saving, Investments & Banking at Abbey National, Head of Advertising at Barclays and she was a founding director of ING Direct UK. Gina is Chair of ICMIF’s Intelligence Committee and Chair of the Farm Safety Foundation. As Director of Strategy & Marketing, Gina is responsible for Strategy, Propositions, Marketing, Internal Communications and Reputation across the Group.

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Trisha Jones

HR Director

Trisha joined NFU Mutual in 2010 and is responsible for Human Resources, Learning and Organisational Development, and Group Strategic Change. Trisha leads on talent management, employee engagement, leadership development, strategic workforce planning, change leadership and organisational development.

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Richard Morley

Finance Director

Richard joined NFU Mutual in 2011 and was appointed to the Board in 2018. His responsibilities include Financial & Regulatory Reporting, Financial Planning & Analysis, Investments, Property and Procurement. He has held a variety of Finance leadership roles for Thames Water, BNP-Paribas and Lloyds Banking Group. Richard is a qualified accountant (FCMA) and is a Non-Executive Director of The Institute of Agriculture & Horticulture.

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Tim Mann

IT Director

Tim joined NFU Mutual in 2010 and has overall responsibility for the leadership of our IT Division, including Cyber Security operations. Tim spent 13 years at Skandia Life. He started out as Skandia’s Head of IT in 1997, becoming IT Director in 2000 and Customer Services and Technology Director in 2006.

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Nick Watson

Sales & Agency Director

Nick was appointed to the Board in 2021 as Sales and Agency Director. He brings 30 years of financial services experience, 24 of which have been in insurance – spanning both life and general insurance. Nick joined from AXA, where he was Commercial Distribution and Trading Director, leading their broker distribution and trading strategy in the UK Commercial market - responsible for intermediary marketing, broker development, and the branch network trading performance. Prior to AXA, Nick spent 13 years with Aviva in both the UK and Europe, leading distribution and operations functions within GI and Life divisions. Nick also has experience of the UK broking market having previously led part of the Towergate MGA business and an online wholesale broking business.

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Iain Baker

Risk Director

Iain joined NFU Mutual in 2004. He is responsible for all risk activities across the Group, including managing the relationship with our regulators, ensuring that Board members understand the company's risk profile and providing them with assurance that the company continues to operate within its agreed risk appetite. He is also responsible for managing the Group’s solvency position.

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