Introducing our Executive Team

Our Executive Team are responsible for delivering the Group’s strategic objectives and commercial strategy.

Nick Turner

Group Chief Executive

Nick was appointed Group Chief Executive in 2021 and is responsible for managing the conduct of the Group’s business. He joined NFU Mutual’s Board as Sales and Agency Director in 2013 from AXA where he spent 27 years in a wide variety of marketing and strategy roles across life, general insurance and global partnerships for the AXA Group. With a career spanning more than 35 years, Nick is a former President of the Chartered Insurance Institute and was previously President of the Personal Finance Society.

Iain Baker

Risk Director

Iain joined NFU Mutual in 2004. His remit incorporates responsibility for all Risk and Actuarial activities of the Group (across both Life and General Insurance), including managing the relationship with our regulators, ensuring that Board members understand the company's risk profile and providing them with assurance that the company continues to operate within its agreed risk appetite.

Steve Bower

Customer Services Director

Steve became a Director in 2010 and is responsible for General Insurance Customer Services, which includes Underwriting, Claims and Re-insurance, at our Head Office and our seven regional centres.

Steve’s career at NFU Mutual spans three decades and during that time he has held a variety of roles including Sales Manager, Regional Manager and Chief Manager – Life Services.

Gina Fusco

Strategy & Marketing Director

Gina joined NFU Mutual in October 2011. Her career has centred on Strategy, Marketing and Product development. Previous roles include Head of Saving, Investments & Banking at Abbey National, Head of Advertising at Barclays and was a founding director of ING Direct UK. As Director of Strategy & Marketing, Gina is responsible for Strategy, Propositions, Marketing and Corporate Communications across the group.

Trisha Jones

HR Director

Trisha joined NFU Mutual in May 2010 and is responsible for Human Resources, Learning and Organisational Development, and Group Programme Management. She also oversees HR strategy development for NFU Mutual’s Agency Network. Trisha leads on talent management, employee engagement, leadership development, strategic workforce planning, change leadership and organisational development.

Richard Morley

Finance Director

Richard joined NFU Mutual in 2011 and was appointed to the Board in 2018. His responsibilities include Financial & Regulatory Reporting, Financial Planning & Analysis, Investments, Property and Procurement.

He has held a variety of Finance leadership roles for Thames Water, BNP-Paribas and Lloyds Banking Group. He is a qualified accountant and Fellow of the Chartered Institute of Management Accountants.

Tim Mann

IT Director

Tim joined NFU Mutual in May 2010 and has overall responsibility for the strategic development of our IT function. Tim spent 13 years at Skandia Life. He started out as Skandia’s Head of IT in 1997, becoming IT Director in 2000 and Customer Services and Technology Director in 2006.

Nick Watson

Sales & Agency Director

Nick was appointed to the Board in 2021 as Sales and Agency Director. He brings 30 years of financial services experience; 24 of which have been in insurance – spanning both life and general insurance.

Nick joined from AXA, where he was Commercial Distribution and Trading Director, leading their broker distribution and trading strategy in the UK Commercial market - responsible for intermediary marketing, broker development, and the branch network trading performance. Prior to AXA Nick also spent 13 years with Aviva in both UK and Europe, leading distribution and operations functions within GI and Life divisions. Nick also has experience of the UK broking market having previously led part of the Towergate MGA business and an online wholesale broking business.

The Executive Team