Office Insurance

Our Office Insurance policy includes cover suited to a variety businesses – from accountants and solicitors, to IT and software.

When running a business you can face various risks - from fire, theft and flood, to loss of income and liability for injury to clients, customers or employees. It’s also flexible so you can choose optional cover to meet your business needs now and in the future.

What's included:

  • Property - Your contents are covered as standard, and includes the reinstatement of computer software following damage to your computer equipment, up to £25,000. There’s also the option to add cover for your buildings if you need it.
  • Money - loss or theft of money up to £5,000 on your premises during business hours. This includes money in transit to the bank or whilst in a safe on your premises overnight
  • Liability - You or your employees may be held responsible for accidental injury to clients or the public, or for damage to their property. Our normal cover is £2.5 million but you can choose higher limits. Also as an employer, you have a legal responsibility to buy employers’ liability insurance. We provide £10 million as standard but higher limits are available.

Optional extras:

  • Engineering - Accidental damage or breakdown of machinery and plant, such as service lifts, coffee machine boilers or heating boilers
  • Business Travel - This covers you and your employees who travel abroad on business. Medical costs resulting from injury or illness during the trip up to £5 million per person for up to 52 weeks.

NFU Mutual Office Insurance is 5 Star rated by Defaqto



Our Office Insurance provides one of the highest quality offerings on the market

Find your local NFU Mutual agency office and have a real conversation about your business needs, and see why 9 out of 10 business insurance customers choose to stay with us year after year.