Surgery Insurance

Tailored cover to suit your business needs.

Our Surgery policy includes cover suited to a variety of practices – from doctors and dentist to vets.

With our policy, you can protect yourself, your employees, and your business assets. It’s also flexible so you can choose optional cover to meet your business needs now and in the future.

We cover you for:

  • Property - Your contents and stock are covered as standard, including damage to drugs and medicines in a freezer or refrigerator caused by a change in temperature, up to £1,500. There’s also the option to add cover for your buildings if you need it
  • Money - loss or theft of money up to £5,000 on your premises during business hours. This includes money in transit to the bank or whilst in a safe on your premises overnight
  • Business Interruption - Loss of income due to damage to property used by you at the premises, up to £1.5 million.

Optional extras:

  • Engineering - Accidental damage or breakdown of machinery and plant, such as service lifts, coffee machine boilers or heating boilers
  • Business Travel - Cover of medical costs resulting from injury or illness during the trip up to £5 million per person for up to 52 weeks.

NFU Mutual Surgery Insurance is 5 Star rated by Defaqto



Our Surgery Insurance provides one of the highest quality offerings on the market.

Find your local NFU Mutual agency office and have a real conversation about your business needs, and see why 9 out of 10 business insurance customers choose to stay with us year after year.