STORM CLAIMS: If your property has been damaged as a result of the recent weather conditions and you don't need us to take urgent action you can notify us online of your claim. 

If you do require urgent action to be taken by us, call: 0800282652

STORM CLAIMS: If your property has been damaged as a result of the recent weather conditions and you don't need us to take urgent action you can notify us online of your claim. 

If you do require urgent action to be taken by us, call: 0800282652

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Get a Home Insurance quote

So that we can make sure that you speak to the right person about getting a quote we'd like you to confirm a few things. 

Contact your local agency for a quote

If you bought your current policy from one of our local agencies we recommend you contact them using the phone number on your policy schedule.

If you don't have this to hand you can request a call back or find contact details for your agency.

Request a call back

Find contact details

We'd now like you to confirm some details about you and the property you would like to insure.

  • Your property has never suffered from subsidence.
  • Your property has never been flooded.
  • Your property is not currently undergoing any structural alterations.
  • You have not made more than three claims in the last five years.

Unfortunately we might not be able to give you a competitive quote.

However if you would still like to talk to us about getting a quote please feel free to call us on
0800 197 1293

You might also like to browse the Association of British Insurer list of members, or use the a British Insurance Brokers Association find-a-broker service. 

Based on the information you have provided we'd like to give you a quote.


You won’t find us on price comparison sites, so speak directly to our UK-based associates at Mutual Direct.

Based on the information you have provided we'd like to give you a quote.


You won’t find us on price comparison sites, so speak directly to our UK-based associates at Mutual Direct.

Start a quote online and we'll call you back as soon as we can.

Start a quote

Your policy

Our quotes are only valid for 30 days.

Our quotations are only valid for 30 days.

Please contact us closer to date that you would like your policy to start from.

Your property

We'd like to speak to you before we provide a quote

Based on the information you've provided we'd just like to confirm a few details.

It might be that we need to clarify a couple of things, or that in order to make sure that we can meet the requirements of your cover we need to have a conversation with you.

0800 072 0169

Inside your property

Outside your property

All questions are mandatory unless marked '(Optional)'.

Cover options

Buildings Insurance Claims History

Contents Insurance Claims History

Excesses

Compulsory Excess

Compulsory excess is the amount you have to pay if a claim is made on your Home Insurance before we pay out.

Our compulsory excess is £100 for both buildings and contents claims, including claims for accidental damage, with the exception of escape of water, flood and subsidence claims where the compulsory excess will be higher. Your policy documentation will outline these amounts. 

Voluntary Excess

Voluntary excess is the amount that you choose to pay in addition to the compulsory excess if a claim is made on your Home Insurance before we pay out.

The amount you set your voluntary excess to be impacts the premium you pay.

Total Excess

Based on your voluntary excess choice of £0 and our compulsory excess of £100, your total excess will be:

£100*

*Not including escape of water, flood and subsidence claims

Total Excess

Based on your voluntary excess choice of £50 and our compulsory excess of £100, your total excess will be:

£150*

*Not including escape of water, flood and subsidence claims

Total Excess

Based on your voluntary excess choice of £100 and our compulsory excess of £100, your total excess will be:

£200*

*Not including escape of water, flood and subsidence claims

Total Excess

Based on your voluntary excess choice of £250 and our compulsory excess of £100, your total excess will be:

£350*

*Not including escape of water, flood and subsidence claims

Total Excess

Based on your voluntary excess choice of £500 and our compulsory excess of £100, your total excess will be:

£600*

*Not including escape of water, flood and subsidence claims

Total Excess

Based on your voluntary excess choice of £1,000 and our compulsory excess of £100, your total excess will be:

£1,100*

*Not including escape of water, flood and subsidence claims

Total Excess

Based on your voluntary excess choice of £1,500 and our compulsory excess of £100, your total excess will be:

£1,600*

*Not including escape of water, flood and subsidence claims

Total Excess

Based on your voluntary excess choice of £2,000 and our compulsory excess of £100, your total excess will be:

£2,100*

*Not including escape of water, flood and subsidence claims

By providing us with your current premium or renewal price we can let you know sooner whether we'll be competitive or not. Saving you time and effort.

Marketing Preferences

We would like to send you information about products and services offered by the NFU Mutual Group and carefully selected third parties. We will use your information to identify which products and services are most relevant for you.

We will always treat your personal details with utmost care and will never sell them to other companies for marketing purposes.

By submitting this form you are happy for us to contact you regarding your enquiry.

To find out more about how we use your personal information, please read our Privacy Policy.