Business Travel

We've got you covered when travelling for work.

As part of our Commercial Select policy you can add specific Business Travel cover to suit the needs of your business.

Contact your local agency office

However you choose, whether in person or at the end of a phone, our Agents will be there for you when you need them most.

Cover overview

Our Business Travel cover is designed with professionals in mind. That’s why we include cover for business equipment and medical expenses. So you can rest assured that should anything unexpected happen while you and your employees are abroad on business, the important things are taken care of.

What's covered:

  • Delayed departures, up to £250 for delayed departures, up to £1,000 for an enforced stay, or up to £5,000 for an abandoned trip due to the delay
  • The cost of cancelling, cutting short or rearranging your trip, up to £5,000, due to specific unforeseen events.
  • Personal Accident cover for death or permanent injury, up to £25,000.
  • Loss or theft of money, travel tickets and passports, up to £1,000, and cash up to £250.
  • Medical costs resulting from injury or illness during the trip, up to £5 million per person for up to 52 weeks.
  • Hospital benefit during in-patient treatment, up to £1,000 (£30 per day).
  • Unauthorised use of credit cards, up to £10,000.
  • Damage to baggage, up to £2,500 (£500 per item).
  • Your legal liability for injuries to others or damage to their property, up to £2.5 million.

What's not covered:

  • Travel to countries where the Foreign, Commonwealth & Development Office has issued a warning.
  • Losses due to war or terrorism.
  • Losses arising from manual work.
  • Pre-existing health conditions.
  • Hazardous sports.
  • Cancellation expenses arising from any pandemic or epidemic involving an infectious disease in humans, or from any coronavirus or mutation or variation of a coronavirus.
This is not an exhaustive list, more information can be found in the important documents section.

The cover you choose will depend on your circumstances and your local NFU Mutual agency office will take the time to understand these needs and explain the full details, including any limits and exclusions that may apply, to help ensure it‘s right for you.

Commercial Select Insurance

Our Commercial Select policy provides a range of covers to suit a variety of businesses.

It’s flexible so you can choose the cover to meet the needs of your business now and in the future.

Why choose us?

Why choose us?

  • Heritage

    With over 110 years of insurance knowledge and expertise, we know the industry inside and out.

    Heritage

    With over 110 years of insurance knowledge and expertise, we know the industry inside and out.

  • Mutual Bonus

    We reward loyalty through Mutual Bonus, a saving when you renew a General Insurance policy.

    Mutual Bonus

    We reward loyalty through Mutual Bonus, a saving when you renew a General Insurance policy.

  • Local presence

    With a network of over 280 agency offices nationwide, we can get to know you and your business.

    Local presence

    With a network of over 280 agency offices nationwide, we can get to know you and your business.

FAQs

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What's next?

Take out a new policy

Ready to buy a Business Insurance policy? We can help you to make sure that you get the right cover.

Existing customers

Get a new quotation, make changes to, discuss your renewal or cancel your insurance policy.

Claims

Notify us of a new Business Insurance claim or speak to us about a claim that is in progress.