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However you choose, whether in person or at the end of a phone, our Agents will be there for you when you need them most.
Cover overview
Our Business Travel cover is designed with professionals in mind. You can rest assured that should anything unexpected happen while you and your employees are abroad on business, the important things are taken care of.
What's covered:
- Delayed departures, up to £250 for delayed departures, up to £1,000 for an enforced stay or missed connection, or up to £5,000 for an abandoned trip due to the delay.
- The cost of cancelling, cutting short or rearranging your trip, up to £5,000, due to specific unforeseen events.
- Personal Accident cover for death or permanent injury, up to £25,000.
- Loss or theft of money, travel tickets and passports, up to £1,000, and cash up to £250.
- Medical costs resulting from injury or illness during the trip, up to £5 million per person for up to 52 weeks.
- Hospital benefit during in-patient treatment, up to £1,000 (£30 per day).
- Unauthorised use of credit cards, up to £10,000.
- Damage to baggage, up to £2,500 (£500 per item).
- Your legal liability for injuries to others or damage to their property, up to £2.5 million (£100,000 for damage to accommodation).
What's not covered:
- Travel to countries where the Foreign, Commonwealth & Development Office has issued a warning.
- Losses due to war or terrorism.
- Losses arising from manual work.
- Pre-existing health conditions.
- Hazardous sports.
- Any losses if you, a close relative, business associate or travelling companion have symptoms associated with coronavirus, or are awaiting the results from a coronavirus test, at the time of booking a trip or purchasing your policy, and this is within 14 days of the trip's departure date.
This is not an exhaustive list, more information can be found in the important documents section.
The cover you choose will depend on your circumstances and your local NFU Mutual agency office will take the time to understand these needs and explain the full details, including any limits and exclusions that may apply, to help ensure it‘s right for you.
The cover you choose will depend on your circumstances and your local NFU Mutual agency office will take the time to understand these needs and explain the full details, including any limits and exclusions that may apply, to help ensure it‘s right for you.

Business Protection
We believe that taking care of the long-term financial security of your business is an essential and not a ‘nice to have’. It's why we’ve teamed up with Aviva Life & Pensions UK Limited to bring you a wide range of protection covers to help you take care of the future of your business.