Tractor Insurance

Comprehensive cover to keep your tractor and agricultural vehicles on the job

Tractors and other farming vehicles are more than just wheels, GPS units and machinery – they’re what keep you going. That’s why we value them just as much as you do.

From tractors, combines and balers to quad bikes and mowers our comprehensive Agricultural Vehicles policy provides cover to meet your needs.

Tractors and other agricultural vehicles can be expensive assets and play a huge role in managing fields and farms across the UK. We understand how crucial they are to farmers, particularly for commercial use and realise the different mechanics and requirements for tractors than other vehicles.

Whether you have a number of tractors across a large farm, or rely on smaller farm vehicles to keep your smallholding moving, we offer protection that ensures as little disruption to your work as possible should anything happen to your agricultural vehicles. 

  • If your vehicle is less than one year old when written off or stolen, we’ll replace it with a new one
  • Trailers and implements are covered up to £500,000 – including horse and livestock trailers
  • Damage to electrical wiring, ECUs and alternators caused by a short circuit
  • We provide a number of discounts for approved Thatcham devices and CESAR marking

Our standard cover provides

  • £5 million Public Liability cover for third party property damage
  • Goods in transit cover up to £1,000
  • A claims service managed by farming specialists who can support you quickly in the event of a vehicle being damaged during a busy period, such as harvest
  • Expert service from our Local Agents and engineers who work closely with manufacturers and security firms

For a quote or further information on how to protect your tractors and other agricultural vehicles give us a call or contact your nearest NFU Mutual agency using our local office finder below.

Third Party, Fire and Theft Agricultural Vehicle Insurance, Product Information Document [PDF: 76KB], and Third Party Agricultural Vehicle Insurance, Product Information Document [PDF: 73KB], are also available.