Financial planning for sole traders and partnerships

Whether you're just starting out or have been trading for years, we can help you:

• Protect your income and assets against unexpected events
• Plan for retirement with tax-efficient options
• Prepare for succession and help ensure your business is passed on smoothly.

How our Financial Advisers can help

Our Financial Advisers work closely with you as a business owner to understand your unique goals and challenges. We take the time to get to know you and your business, so we can offer advice that’s tailored to your needs.

Here's how we can help you

Protecting what you've built

We can help you put in place protection plans that help safeguard your business and your family should illness, injury or death occur. This includes key person protection, if you have employees, and cover for outstanding business loans.

Planning for retirement

We’ll guide you through pension options that offer flexibility and tax-efficiency, helping you diversify your retirement income.

Succession planning

Many business owners wish to hand their business on to the next generation. Whilst some may be happy to pass the business on during their lifetime, others may want to hold onto it until the day they die. There’s no ‘right time’ but having a plan in place, not only allows for a smoother transition, but it can also play a big part in securing the future of your business. We take time to get to know both you and your people, so that we can fully understand your needs, your concerns and your goals – that way we can help you to protect what matters.

We can help you take care of your business

At NFU Mutual, we pride ourselves on building trusted relationships with our business customers. Our Financial Advisers can help you protect what matters most and plan confidently for the future.