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Brown horse wearing NFU Mutual branded cover being led into silver and blue long wheel-based horsebox

Horsebox Insurance

Keeping you and your horses safe on the road

We know that it’s more than just a mode of transport, which is why our Comprehensive Horsebox Insurance considers the things you need for peace of mind.

In addition to many standard features like cover of fitted audio and visual equipment, windscreen cover and Motor Legal Protection, you can also choose to include breakdown cover both in the UK and in Europe.

Our free 24 hour helpline service comes as standard, taking away the worry after an incident such as windscreen damage or horsebox breakdown.

You have the option to add our Horsebox National Assist breakdown cover (they'll fix your vehicle at the roadside as long as you’re over ¼ mile away from your home).

So, should you run into difficulties, our horsebox insurance means both you and your horses will be well looked after.

  • 300 local branches offering personal, tailored care
  • No quibble claims
  • No admin fees for changes to your policy and no charges on Direct Debit, credit or debit card payments

LOOKING AFTER YOU AND YOUR HORSES WHILE ON THE MOVE

Essential protection as standard:

  • Cover for damage to your vehicle because of accident, fire or theft 
  • We'll pay the market value or amount shown on your policy schedule, whichever is less, if your horsebox is stolen or written off
  • We'll even cover the theft of any trailer you have not told us about when it's attached to your vehicle - up to the sum shown on the schedule or market value, whichever is less
  • Legal liability for personal injury to other people and damage to other people's property, up to any amount and up to £5 million respectively
  • Motor Legal Protection - giving you access to legal advice and covering legal costs up to £100,000
  • Access to a 24 hour emergency helpline.

Enhance your cover for added peace of mind with options including:

  • Breakdown cover, giving you roadside assistance, and if needed, onward transportation or overnight accommodation for you and livery for your horses
  • The same level of cover while driving in most European countries
  • Continental breakdown cover for personal use and vehicles up to 19 years old
  • Cover for any specified trailer when it’s attached to or detached from your vehicle
  • Protected no claims discount.

Third Party, Fire and Theft Horsebox Insurance, Product Information Document [PDF: 77KB], and Third Party Horsebox Insurance, Product Information Document [PDF: 73KB], are also available.

We can explain what limits and exclusions apply, so you can ensure the cover is right for you – or take a look at our policy reference booklet for more details.