Brown horse wearing NFU Mutual branded cover being led into silver and blue long wheel-based horsebox

Horsebox Insurance

Keeping you and your horses safe on the road

We know that it’s more than just a mode of transport, which is why our Comprehensive Horsebox Insurance considers the things you need for peace of mind.

In addition to many standard features, including cover of fitted audio and visual equipment, windscreen cover and motor legal protection, you can also choose to add on breakdown cover within the UK and Europe.

Our free 24 hour helpline takes away the worry after an incident - allowing you to contact us and seek help any time of the day or night.

You have the option to add our Horsebox National Assist breakdown cover (they'll fix your vehicle at the roadside as long as you’re over ¼ mile away from your home).

So, should you run into difficulties, our horsebox insurance means both you and your horses will be well looked after.

  • UK-based call centre and over 295 agency offices offering a personal service
  • No admin fees for changes to your policy
  • No charges on payment made by Direct Debit.

Looking after you and your horse while on the move

Essential protection as standard:

  • Cover for damage to your vehicle because of accident, fire or theft 
  • We'll pay the market value or amount shown on your policy schedule, whichever is less, if your horsebox is stolen or written off
  • We'll even cover the theft of any trailer when it's attached to your vehicle - up to the sum shown on the schedule or market value, whichever is less
  • Legal liability for personal injury to other people and damage to other people's property, up to any amount and up to £5 million respectively
  • Motor Legal Protection - giving you access to legal advice and covering legal costs up to £100,000
  • Access to a 24 hour emergency helpline.

Enhance your cover for added peace of mind, with options including:

  • Breakdown cover, giving you roadside assistance, onward transportation or overnight accommodation for you and livery for your horses
  • The same level of cover while driving in most European countries
  • Continental breakdown cover for personal use and vehicles up to 19 years old
  • Protected no claims discount.

Third Party, Fire and Theft Horsebox Insurance, Product Information Document [PDF: 100KB], and Third Party Horsebox Insurance, Product Information Document [PDF: 99KB], are also available.