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Standard Home Insurance

Cover that's more than bricks and mortar

It’s our job to help ensure your home and most valuable possessions are protected.

Our Home and Lifestyle Insurance product provides one of the most comprehensive policies in the market as indicated by a Defaqto 5 Star Rating and our recognition as a Which? Recommended Provider.

From buildings and contents, protection for your boat or caravan, to travel and pet insurance we have got it covered.  Whatever you are looking to protect you can rely on NFU Mutual:

  • 300 local branches offering personal, tailored care
  • No quibble claims
  • No admin fees for changes to your policy and no charges on Direct Debit, credit or debit card payments

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Thinking of the big (and little) things

  • Up to 30% No Claims Discount (for four or more years claim-free)
  • Up to £10,000 towards finding the source of leaking water or oil used in central heating
  • 3 year warranty against the quality of workmanship for building repair works to insured damage carried out by our approved contractors
  • Automatic increase of your contents sum insured by 10% or £5,000, whichever is the most, a month before and a month after a special event
  • Damage to contents in your garden up to £5,000. Trees, shrubs and plants up to £2,000; £250 an item
  • Personal legal expenses up to £50,000 to provide you or your family with advice and help with the cost of legal representation - including a 24 hour advice helpline.

We can explain what limits and exclusions apply, so you can ensure the cover is right for you – or take a look at our policy reference booklet for more details.

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