Helping you enjoy your future
The sooner you start planning for the future, the more opportunity you will have to invest the money you'll need to enjoy the retirement you want.
A pension isn't the only way to invest, but it is tax-efficient and allows you to take advantage of the pension freedoms introduced by the government in April 2015.
There are several ways to take money from your pension pot, and you can start doing this from the age of 55 (57 from 2028). However, no matter what decision you make, you don't have to stop working to start taking your benefits - it's up to you.
If you die before the age of 75, any money left in your pension pot can be passed on to your beneficiaries usually tax free. If you die after the age of 75, any money you pass on will be subject to income tax on withdrawal.
Talk to an NFU Mutual Financial Adviser about securing your future, and how we can help find the right option for you.
You should be aware that the value of your investment and any income from it may go down as well as up and you may get back less than invested.
The tax treatment of pensions depends on individual circumstances and may change in the future.
When you contact us we'll explain the advice services we offer and our charges. NFU Mutual Financial Advisers advise on NFU Mutual products and selected products from specialist providers.