Cookie Policy

To ensure you get the best possible experience when browsing the NFU Mutual website, all cookies have been allowed by default. By continuing to browse the site you are agreeing to this - however, you can change your cookie settings at anytime.

I agree

Home insurance

Cover designed to give you peace of mind

When you buy home insurance you should feel relaxed that your choice covers everything you love most. Whether it’s our Home and Lifestyle Insurance or NFU Mutual Bespoke Home Insurance for contents over £100,000 in value, we offer cover for buildings, contents and personal belongings as part of an insurance package that’s been designed to give you real peace of mind.

And you can rest even easier knowing we come highly recommended. Both our home insurance products, standard and high value home policy have a Defaqto 5 Star Rating and we are a Which? Recommended Provider for our standard home insurance.

Delivering a wide range of features, benefits and quality cover, it’s no wonder our home insurance customers stay with us year on year.

Standard Home Insurance

We offer more than just buildings and contents insurance and can even help protect your possessions outside of your home. Find out more about our NFU Mutual Home and Lifestyle Insurance.

Find out more

High Value Home Insurance

If your contents are worth over £100,000 or you have some specialist pieces in your collection, then find out more about our NFU Mutual Bespoke Home Insurance.

Find out more

Do You Have A Specialist Home?

Whether it’s a thatched roof or a listed property, preserve the features that make your home one-of-a-kind with our home policy.

Find out more


Flood damage can be devastating to deal with. But if your home is at risk of flooding, there are steps you can take to help protect your home and minimise any damage.


Which Cover Do
I Need?

Compare the differences between our standard and high value home insurance to see what best suits your needs.

Compare now

Under Insurance Predictor

Don’t run the risk of being under insured for home contents and building insurance. Use our tool to see if your current policy is up to scratch.

Check your cover

Take the time
to talk to us

Sometimes the type of cover is more important than the price. By talking to us you can find out just what is covered by our home insurance.

Have a proper conversation