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Specialist home insurance

Specialist Home Insurance

Call us free
8am-8pm (Mon-Fri)
9am-12:30pm (Sat)

Shouldn't your home insurance cover be as well crafted?

Whether you live in a listed property, a house with a thatched roof or a house of special architectural design, there’s a host of considerations you have to make when you look for insurance. That's why we start the insurance process with a conversation, rather than an online quote.

Calculating the cost of rebuilding these types of property can be complex. For a fee, you can work with our panel of experienced valuers to make sure your assets are correctly valued. 

In the event of damage, you can rest assured our claims representatives will be sympathetic to your property’s specific rebuilding requirements.

  • We’ll pay for the restoration of your damaged property using the specialist materials and processes required, if the insured rebuilding cost is adequate
  • We will pay up to 125% of the insured rebuilding cost if, at the start of the first period of cover or any subsequent renewal, you have had a professional independent re-building valuation which is no more than three years old and insured your buildings, at the time, for at least the recommended value. If your buildings are not repaired or replaced we will only pay up to the insured rebuilding cost.

NFU Mutual's home insurance products have been rated 5 Star by independent financial research company Defaqto.

For full details of our standard Home and Lifestyle Insurance and NFU Mutual Bespoke Home Insurance designed for high value homes, including limits and exclusions, see below:

Home and Lifestyle Insurance NFU Mutual Bespoke Home Insurance

Don’t listen to us.
See for yourself.

Compare our cover against other providers to make sure you’re getting exactly what you want. 



Specialist home?
Talk to us.

The right cover can be more important than price. Give us a call and we’ll help you sort out exactly what’s needed.