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Planning for retirement

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To achieve the retirement you desire

Of course, there are plenty of other things you could be doing with your money right now; the truth is that there will always be demands on your income.

Planning for the future can sometimes feel like a daunting prospect, especially when it involves planning for your retirement. But the longer you delay saving for retirement, the smaller your eventual income in retirement could be.

The most important thing is to start saving as soon as you can, even just a small amount, because once you've started, it quickly becomes a habit. Think about what sort of retirement income you would like in addition to your state pension - how much will you need to live on?

The benefit of a pension is that it's one of the most tax efficient ways to save for your retirement, due to the tax relief you will receive on your contributions.

Whether you're new to pensions and looking into saving for your retirement, retirement is just a few years away or you want financial advice on the 2015 pension changes, we can provide you with retirement financial advice to help you make the most of your money now and in the future.

Your NFU Mutual Financial Adviser* can help you put together a practical retirement plan that suits your aspirations.

You should be aware that the value of your investment and any income from it may go down as well as up and you may get back less than invested.

The tax treatment of pensions depends on individual circumstance and may be subject to change.

Talk to the experts

Our Financial Advisers* can offer expert, personalised advice to help make saving for your retirement as easy and practical as possible


LET'S TALK

*Please note:

When you contact us we'll explain the advice services we offer and our charges. NFU Mutual Financial Advisers advise on NFU Mutual products and selected products from specialist providers.

For security and training purposes, calls may be recorded and monitored.