A suburban house living room, large screen TV, breakfast and flowers in a vase on the coffee table

Home Insurance

Because your home is more than just a house

It’s our job to help ensure your home and most valuable possessions are protected.

There is no place like home, that's why our Home and Lifestyle Insurance provides one of the most comprehensive policies in the market, as indicated by a Defaqto 5 Star Rating.

Providing cover for contents up to £150,000 with alternative accommodation cover and personal legal expenses included as standard, Home and Lifestyle Insurance is more than just cover for buildings and contents. 

We're a Which? Recommended Provider for home insurance, so whatever you are looking to protect you can rely on us.

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Why choose us?

  • We reward our loyal customers through a Mutual Bonus which provides a saving on the renewal premium of your General Insurance policy.
  • UK-based call centre and over 295 agency offices offering a personal service.
  • We don't charge admin fees for changes to your policy or payments made by Direct Debit.

Cover for what matters most, as standard

  • Alternative accommodation cover - we'll pay the cost of alternative accommodation for you, your family, and domestic pets, if your home can't be lived in, up to £75,000 or 25% of the insured rebuild cost, whichever is more
  • Personal legal expenses up to £50,000 to provide you or your family living at home with advice and help with the cost of legal representation - including a 24 hour advice helpline.
  • 3 year warranty against the quality of workmanship for building repair works to insured damage carried out by our approved contractors*
  • Automatic increase of your contents sum insured by 10% or £5,000, whichever is the most, a month before and a month after a special event such as Easter or Christmas
  • Up to £10,000 towards finding the source of leaking water or oil used in central heating
  • Damage to contents in your garden up to £5,000. Trees, shrubs and plants up to £2,000 in total and up to £250 for any single item.