For further details on how we use cookies on our site, just visit our Information on Cookies page.

Call today: 9:00 am - 8:00 pm


Alexander Fleming House, 8 Southfield Drive, Elgin, IV30 6GR

Phone lines closed

Welcome to NFU Mutual's Elgin branch where our goal is to provide a personal and individual service to each of our customers.

Whether you need to insure your car, home or business we look to build a strong, long term relationship with all of our customers and believe this is key to our success.

Our team

Murray White

I became an NFU Mutual agent in 1982 and have a wealth of experience in rural, farming and larger commercial insurances. I regularly meet with existing and new customers in the surrounding area, dealing with their insurance needs and introducing NFU Mutual’s range of financial products (including pensions, protection and investments). I am also the NFU Group Secretary and regularly assist our local farming customers. expand text

Malcolm Mackenzie ACII

I am an Agent for NFU Mutual with over 32 years' experience in the industry. Over this period I have gained the skills to provide insurance solutions to suit your business through tailored advice specific to you. My partners and I lead an experienced team covering commercial, motor and personal insurance. We pride ourselves on getting to know our clients and what's important to you, your family and your business, so that we can provide peace of mind where it matters most. If you would like advice on your insurance needs or would like to speak to our Financial Adviser, please get in touch and we will be delighted to help. expand text

Rachael Snody-Scott

I have spent my working life in financial services and joined the branch in April 2008. I specialise in the wider market dealing with commercial insurances, motor (including fleets) and home. I can also help ensure our customers have suitable insurance products, so they are appropriately covered and protected. I am happy to come out and meet you at your premises, or you can pop into our branch or I can deal with your request/enquiry over the phone. expand text
Joan Gammie


Insurance Adviser
I am the longest serving member of the agency team, having joined 12 years ago. This longevity ensures that I have strong relationships with both old and new customers. I have lived in the Highlands all of my life which equips me with excellent skills to understand and address needs of the local area. I am able to advise on various aspects of general insurance for both commercial and personal customers, ensuring that you are fully protected. I look forward to seeing you. expand text


Customer Service Adviser
I’ve spent many years working in customer service and I joined NFU Mutual Elgin in January 2011. I have experience in dealing with all motor, personal and commercial insurance products. Whether you are looking to speak to someone over the phone or face to face I will be able to provide you with an insurance quote that meets your individual needs and answer any queries you have. expand text


Customer Service Adviser
I’ve spent many years working in the financial services industry and joined NFU Mutual Elgin branch in October 2011. As NFU Mutual pride themselves in providing a local service, I am on hand by phone or face to face to provide you with insurance that suits your individual needs, from personal to business, to ensure that you receive the individual service all of our customers deserve. expand text
Audrey Christie

Audrey Christie

Customer Service Adviser
I joined the team in 2013 having worked in customer services for over 8 years. I am happy to answer any queries you may have or provide insurance quotes from a wide range of products NFU Mutual have to offer. expand text

Allan Scott

Financial Adviser
I am on hand to provide professional advice and a personal service at a time and place to suit you in relation to your pension and investment needs. expand text

Laura Silvers

Risk Management Consultant
RMS is part of the NFU Mutual group and employs a nationwide team of health and safety professionals. Laura's role within the team is to provide advice and solutions to customers on their health and safety requirements. expand text

NFU Mutual Financial Advisers advise on NFU Mutual products and selected products from specialist providers. When you contact us we'll explain the advice services we offer and the charges.

For security and training purposes calls may be recorded and monitored.